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House buying, renting & selling
Archives for July 2013
Discussion List
Administration charge for lost payment
Hoping somebody out there can help me out on this one. I own a freehold property which has a twice-yearly service charge of around £70 for maintenance of communal grounds. We sent a payment as requested, but for some reason the payment wasn't processed by the management company and we subsequently received a demand chasing…
Moving Websites
Hi all, are there a couple of websites I can use to have a look at a prospective new area so I can see what facilities are local and general and also maybe what the area might be like to live in? This will not be anywhere local to me so difficult at present to actually go and view the area itself for a while. Just looking…
Renting through agency - worried about failing credit searches - advice please!
Hi there, My partner and I have been in privately renting places for the past 3 years and have never failed to pay our rent, never damanged places etc. Basically, are good, reliable tennents. We are now looking to move area and have found a property we like which is through an estate agent. Neither of us have perfect…
Credit card spending between exchange and completion
Hi, We're less than a few weeks away from completing on our purchase (although we're just exchanging contracts today) and due to the fact that we've had to do some serious scrimping to get together the lawyers fees + stamp duty, as well as having to do a bit of remedial work on the property before we move in (some mould on…
Sold my house - Two Estate Agents
I put my property on the market 16 weeks ago with a local estate agent (Agent 1). We agreed a quick sales price and they were convinced the property would sell quickly. We've had two viewings, both people decided to go with another property Agent 1 had on their books. Cut a long story short. Decided to look at renting the…
Buying a property - Boiler installation/Buiding Regs Compliance Certificate
We are in the final stages of buying a house, a new boiler was installed in 2012 and from the local authority searches there is no record of this. The vendors cannot seem to supply a Building Regulations Compliance Certificate, but have supplied a recent Gas Safety Certificate as it was recently rented out. Do we carry on…
Buying when owner has owned property for less than 6 months....
Hi Everyone looking for a bit of advice - or if anyone has had a similar experience... we saw a property we loved, put in an offer which was accepted, arranged a mortgage with Santander and everything was going smoothly. we were given a date of 28th June to get keys. Owners solicitors did not forward on title deed…
Buying a new house
Hi all, I currently am looking to sell my shared ownership property in London, and buy outside of London. I have had some interest on my place and the cut off for applications is this Thursday. The housing association has said that it is normally 6-8 weeks until completion after they identify the right person. I have…
Offer direnctly made to the owner? - Advice please
We've been looking to move to an area with better school and area for the last 5 months. The area we are looking for is very sought after. Therefore there are not a lot of houses on the market. We saw a house we really like and put in the offer as the asking price. 500k. However the agent told us there is another buyer…
Rightmove
I want to let my house, not through an agent though, but it seems I cannot advertise on Rightmove. I would welcome some advice on this. Thanks :)
Downvalue New Build
The new build I intend to buy has been down valued by the potential mortgage lender. The developer disagrees and wants another survey which they'll refund my costs so far. The developer however wants to use their "Independent Financial Adviser" and not mine. I smell a rat and think I should pull out of the deal
Sell as a block or single flats?
I'd like some advice on selling to developers / landlord companies. I currently live in a converted terraced town house that is 4 flats. All four private owners are looking to sell and we also own the freehold. Is there any point us trying to sell together? Will developer be interested? And what are the pitfalls? Do we…
New house, builder 3 months late and lying
Hi, I don’t know where to turn next and I am hoping thatsomeone on here can help. We exchanged contracts in March and was told completionwould be the end of July, 4 months. We have been told now it will be the end ofOctober, 3 months late. I know that the builder only offers an estimate due tobad weather but the house has…
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