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Live in Landlord Insurance for landlord +4/5 lodgers
Hi I've tried to find the answer to this on the site but can't. Does anyone know which type of insurance and a company which might provide it? Having asked for quotes from both normal insurance companies and landlords insurance, no-one seems to provide insurance which covers more than 3 lodgers with a live in landlord . .…
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Estate Agents' goings on
I've noticed some estate agents have people at banks of small desks that appear to be on the net and phone all the time, what are they doing, cold calling, or just chasing things up? Some agents have lots of fridges with glass fronts and drinks in them and some seating like a burger chain, does this help selling…
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Scotland - how quick can missives/contract be concluded?
Folks, Accepted a verbal offer on my property way back on November 2nd. The Purchaser is having various problems with his funds (general market conditions, self-employed and an added curveball of some japanese knotweed) and we have still not concluded the deal. They entry date agreed is for January 16th and I'm just…
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House gift (PET) or cheap purchase?
A friend has small BTL that has been giving him frustration with repairs and bad tenants. He asked if I would be interested in "having" it. He has been poorly recently and would rather have some cash in the bank than a bad property. The house in its current state is worth circa £100k. He has asked for some cash and my car…
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City workers scheme - what is it?
Seen this crop up on a couple of developments in birmingham, however I can't find much info on how it works. Brief call to the EA and they say you would own 100% of the property but you purchase it at 75% and if you sell it on it has to be 75% of the price. Any people here with experiance of it or a website I can find out…
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House price drop and endowment
Someone I spoke to a previous week suggested that I should register for endowment insurance due to the increasing numbers of protests/strikes throughout the country -- they said that the government has the power to take my property even though I own it (not the land - I still have council tax). Of additional concern is a…
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First time renting
Hi, first post! Need a bit of help working out bills. Would anyone be able to tell me what I should expect to pay for the following and anything else I might have missed. Based on 2 people living near Dover. Water ? Electricity ? Gas ? Phone & Internet ? TV license ? Council tax ? Trying to work out what our monthly…
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have just put flat up for sale, what nightmares should i expect?
so as it says in the title. i have just signed so my flat is up for sale, what horror stories should i be looking out for? and any advice would be appreciated.x
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Would you buy a house with shared access?
Would you buy a house where access is via a shared set of gates and driveway? Sharing is between 5 houses with the house we are interested in being responsible for collecting any maintenance monies.
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Renting my house to friends.... possibly
I bought a house 2 1/2 years ago that I have not decided if I want to rent or sell yet. But I am buying another house to live in and move in soon! I have secured that mortgage independently of the other with everything disclosed (I work for a bank). So money wise I don't need any advice, however I don't fancy paying both…
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Dispute Service Question.
Just a quick question. I intend to open a dispute regarding an outstanding deposit return. I understand that this is very much an evidence based resolution, but how much of my own opinion about the situation and circumstances can I - or should I - include. Thanks
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Being forced into RTB
My grandchild is always moaning that she can't afford o buy a house. She has asked several times if I will buy my council home and leave it to her in my will. She has suggested her dad lends her the money. I don't want to buy the flat! The neighbours are a bit weird and the lift smells of cabbage. I'm nearly 90 and don't…
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Does solicitor owe me interest?
I completed my conveyancing a little over three months ago. Since that time, for various complicated reasons, my solicitor has held up on to £10K of my money. I'm expecting this to come through in the next couple of days. Does my solicitor owe me any interest on this money? I'm struggling to see what kind of interest rate…
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Just moved house...dont get on with neighbours
Me and my partner moved into a new (rented) place 10 days ago and have already had several run-ins with the neighbours upstairs. We're not trying to cause trouble but we just don't seem to click :o We've lived in ground floor flats before so we aren't naive and obviously expect to hear some noise but things are beginning…
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Court of Protection delay threatening house purchase; help!
Hi, wondering if anyone has any ideas. Here briefly is the situation. We sold our house to a cash buyer, made an offer that was accepted on another house, they made an offer on a house ,also accepted. So far so surprisingly good! Turns out final house in chain belongs to elderly couple & the wife needs a COP order for…
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Less than 24hr notice, not asking for permission, for fire inspection in possible HMO
Hi all I'll keep this simple. I live in what may be a HMO, I'm in the process of having to investigate that. Under increasing circumstances of tension between the six of us living in our flat, our landlord has just written to us giving us less than 24 hours notice that: "[A] fire prevention officer will be visiting the…
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Letter from estate agent - "We have buyer waiting"
I received a letter from an estate agent, saying they have a buyer looking for property in my area. I assumed this is just a marketing con, both because it obviously is, and because a quick look on right move shows 4 similar local properties, but then figured, maybe there is someone desperate to buy my house.....
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Well this is new : Letting Agent and threats?
Hi All I've just had the most unpleasant conversation with our former letting agent to date. They have just found out that I have begun the dispute process with MyDeposits and they rang to acknowledge it. However, during the courses of the conversation the letting agent woman said that while it was of course my right to…
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Offer Accepted What to do.........
I am after a bit of advice regarding current housing buying situation - Earlier this year my Girlfriend and I put in 3 offers for a house on the market at 160K our final offer of 148K was rejected (about 6-8 weeks ago) The agent has come back to me today and said the Vendor is willing to accept our offer of 148K. Now…
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LL and Agent refusing to cooperate - which could effect rent being paid on time
I was made redundant last month and have secured new employment but it doesn’t start until February. I therefore need to claim housing benefit until then just as a safe guard to ensure I can pay my rent on time etc. I was hoping to do this without the landlord or estate agents knowledge as I didn’t want to concern them…
