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Advice & Experience of Shared Equity schemes?
My husband and I are currently looking at a shared equity property in Leeds for our family. It is a new build. We are currently renting and have a 3 year old son & 4 month old daughter, so we're looking for a bit of stability. Our situation is that we're in private rented acommodation at the moment paying £650 a month in…
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Assured Shorthold Tenancy Agreement Notice Period
I'm a tenant on an Assured Shorthold Tenancy does anyone know how much notice I need to give to move out? My agreement says 2 months but I've read online that the law says I only need to give 1 month?
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Dripping tap - who is responsible.
Hi everyone. I would be interested in any views on my problem. I have tenants who have been in my rented property for two months. the check-in drew attention to the kitchen tap which was not tight against the sink surface and the hot and cold handles were not lined up when the taps were off. There was no mention of a…
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Rental Expenses
I would be grateful if anyone could offer advice on the following: Last year my partner received a third share in a property and following agreement we bought the other two thirds of the property using funds from an offset mortgage on our main home. We then spent quite a bit of money modernising the inherited property, our…
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Leaving rental - issues
Hi all - hope someone can advise on this (or just share my anger) My brother has lived in a rental for 8 years. They cant afford to rent there anymore so have moved out. The agency has come back with a list of issues they have found with the house (reasons to take some of bond). The issues are: - net curtain missing from…
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Expenses likely to be shown in the service charge accounts in the next three years
We've finally received an offer on our flat, busy steaming through all the forms from our estate agent. One of the questions is : Does the seller know of any expenses (e.g. the cost of redecoration of outside or communal areas not usually incurred annually) likely to be shown in the service charge accounts within the next…
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Shared Ownerhip-it’s a mind field please HELP!!
Hi my husband and I are considering shared ownership. We had been renting for a year and half but were fed up with spending a fortune on rent and not getting anything in return. We are considering shared ownership as a way of getting on the property ladder, as we have minimal savings. Renting has made it impossible to save…
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Deducting Bills from Rent
I searched and couldn't find someone with a similar problem... Our landlord is supposed to pay the water bills. This is in the contract. However, he has put the water bill in our names. They've sent a couple of bills, which we forwarded to him, which obviously he has done nothing about. We got a letter today from a debt…
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declaration of trust
My wife and I bought a house almost 2 years ago, before we were married. The intention was to draw up a declaration of trust after we had finished some building work. We didn't get round to the DOT but now would like to. We paid a significant initial capital sum for deposit/survey/stamp duty/builders work/legal fees. I…
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Anyone Used Foxtons recently?
During 2011, I have tried to sell my house using two local independent agents without luck. I was on the market for 9-months. I have always avoided Foxtons for reasons sometimes cited on these forums. However, has anyone used Foxtons in the last 6-months to sell a property? I know, but needs must. How did their valuation…
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EA told off
An estate agent which advertised homes for sale at under market value has been reprimanded by the advertising watchdog. http://www.estateagenttoday.co.uk/news_features/Uner-market-value-agent-home-reprimanded-by-advertising-watchdog The complaints were upheld. The ASA said that advertised prices should be an accurate…
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Renting After An IVA
Hi Everyone, My partner and I have been looking to buy our first property but as I have previously had an IVA I can't get a mortgage without a deposit of 40%. So, we thought we will have to rent but I have heard that I will also fail the credit check to rent somewhere as well??? Does this mean that I can't live anywhere?…
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Leasehold garage in freehold property
We have reserved a new build house (type Heron) from Careys new home in Milton Keynes. The house has garage (under a coach house) and 2 parking spaces which are leasehold for 125 years. House itself is freehold. We were not informed about leasehold garage and parking before. We asked builder solicitor to increase lease to…
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Is it worth buying the freehold when you have a 999 year lease?
Just wondering if anyone can offer me any advice on the following. I own a flat, and as is the usual practice that means I'm a leaseholder. The freeholder has just offered to sell the freehold to all the leaseholders in our building. I have very mixed feelings about this. Here are just a few reasons why: 1) The building is…
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First time buyer, please help!
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The 18 month contract for broadband etc. and renting for 12 months
So BT are rather fond of 18 month contracts, which isn't very friendly for us, a couple whom are renting on a 12 monthly basis with a 6 month break clause. Should the landlord wish to terminate the agreement after 6 months, we'll be liable to pay disconnection charges on the contracts we set up with the phone company, TV…
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Just received surveryors report
Hi, we've just received the homebuyer's report and it's got 3's on the following things: need to check the electrics/have they been serviced/ replaced in the last 10 years. gas appliances and boiler need evidence of servicing etc (we know the current owners are having it serviced on the 28th before the purchase completes)…
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Agricultural tie removed after we sold the property - gutted...
We sold our house a couple of years ago. It had an agricultural tie and due to the situation (family break-up) we had no choice but to sell it for £350,000 as it was sat on the market for over 2 years and had no interest because of the tie. Our application to have the tie removed was rejected by the council. I found out…
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Consent to let prohibitive interest, any other options?
Hi there I wonder if any MSE's might be able to offer some advice. My husband has been offered a job abroad and we're trying to decide what to do with our house. I've just spoken to our mortgage provider (Halifax) with regard to consent to let and quite frankly I'm shocked at the interest rates and fee I've been quoted,…
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Buying a flat with ongoing insurance claim
Hi, Just in process of buying a flat with 50% share of freehold (property is house converted into two flats). Survey revealed that there either is or was a small leak from flat roof above (the other flat's roof terrace) and seller confirmed repairs had been done under insurance last year. Seller has now called back…
