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Should I Leave My Buyer a Note?
Not in a gloating way. Honest. Though he has been a nightmare to deal with so there is a temptation to. As a polite, decent person I want to make him aware of bin dates etc but should I tell him what's wrong with the gas fire, that the central heating timer doesn't work or leave him to work it out? (He'll also find out…
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Home Buyers Survey results - ok or scary?
The property I am purchasing has been valued at exactly what I am paying for it. Below are the survey findings - which would you say must be done before I carry on with the purchase and which can wait til afterwards? Is there anything that would make you worried? Also, how are estate agents about you bringing professionals…
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how much can I spend
Hello - I have looked on moneysavingexperts website and according to them on my fiance and I's salaries we can 'borrow' a maximum of 157k. By the time we hope to buy we intend to have a deposit of £20000. You can get houses around our area for £145k but generally they are not in such good areas and to go up to £157k would…
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Fire Safety
What's the legal requirements for landlords to provide in respect of fire safety? For example, fire alarms, fire doors, escape windows etc. The house is a back-to-back terrace. Thanks.
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what are the costs to buying/selling house?
hi all, i,m a total newbie regarding costs involved, all i know is the estate agants can charge anything from 1% + my question to you is what other costs are involved in selling a house(my mother is thinking of moving) can someone fill in the blanks if there are any below* estate agents fee = 1%+ of house sale * ? * ? * ?…
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Renting the property we are buying before exchange/completion?
We are selling our property to a FTB and are ready to exchange on the sale. Meanwhile, progress on conveyancing our purchase has lagged behind due to some miscommunication, but the reasons seem genuine. We have the surveys in and are confident that there should not be any major hold-ups. We were targetting synchronised…
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FTB trying to decide on what to offer . . . please help!
Hello all, We have found a property in an area we like. It's currently on at £175k, the vendors have no chain (believe they have seperated so want rid), we have no chain = FTBs. Have done research and other very similar properties on the same road have sold for £175k last year, but 1 had a garage and another a carport,…
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Starting offer for over-priced property?
We are interested in a house which is currently on the market at £220K. We looked at the value of it when it was last sold in July 2008 which was around £180K but it was sold at £190K. We are aware that house prices in that area have generally gone down around 5%. Since living there they have had a new boiler, driveway and…
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thanks for your suggestions
thanks for all your suggestions in this link. I have now removed this message
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What happens if I don't pay deposit on time??
Hi, I am a first time buyer due to complete on a house purchase soon. I have made a mistake moving money around accounts to make funds ready for the final deposit payment and some of the money (£17,000) is now locked for 5 days in a very inflexible savings account with the Post Office - I will now be cutting it very fine…
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Lack of contact by lawyer
(Scotland) I received an offer on my flat and date of entry is 5th August. I called my lawyer 2 weeks ago to ensure everything was okay with the buyer. He said "there was a hairy moment with the mortgage but seems okay". :eek: I have asked my lawyer to find out more so that I can secure rented accommodation and start…
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Building Insurance & date of building.
I am buying a flat with my partner and it's a leasehold. I believe the flat has buildings insruance and that's with the free holder so we don't need building insurance. However to progress with our mortgage application we need the details of the building insurance. I asked the estate agent and while it wasn't the person…
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Part rent part buy....Stamp Duty
Hi, I own a part rent part buy property, in which i own half the current house... i'm going to buy the second bit but there seems to be lots of different advice on stamp duty. Some say i'm not a first time buyer so must pay 1% on the second half of my house. However wheni spoke to the housing association they said that as…
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Selling holiday home, buyer paying in instalements?? help needed
Hi, Im asking for advice on behalf of my mum, Her and my dad seperated nearly 3 years ago and she moved over 50 miles away and purchased a holiday home to live in (Its a static caravan on a site where she can live 10 months of the year.) To pay for the holiday home she took out a loan over 5 years....For the other 2 months…
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Advice with survey
Recently had an offer exepted on our first house,we opted for the homebuyers survey. We are paying 94,000 for the house with a 5% deposit from the vendor, now what ha happened is the surveyor has conducted there survey and asked the key holder how much it was on the market for to which the key holder replied 91950 which is…
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Need help fast-selling/building regulation contravention
Hi, I need some help fast. Myself and my wife moved into our new home last month,and our previous property is being sold.We thought all was going ok,until today when we recevied a letter saying that there was a Building Regulation Contravention notice served on the property in 1997.This was in respect of some new bay…
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Anyone who lives in a flat alone..
please could you give me an idea of how much utility bills are?? thanks x
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avoiding estate agents fees
I have done some research on this and it seems that if a buyer wants a property without knowing it's with an estate agent there nothing to pay the agents and they are not involved. Does this apply to land, even if the agents have created a decent portfolio and had it on their books for many months, and where can I get/see…
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acceptance letter from LHA
Please Could you help about my enquiry ? Just I need some explain about (a letter of acceptance from LHA) , is this will be from a current council or the new council??, if from a new one ,will it enquire me to provide the lease before giving like this letter? Is that right?
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Will I have to pay for seller's solicitor's mistake?
My bf and I have been trying to buy our first home and had finally found somewhere within our budget:j We had made an offer, got a mortgage and chosen a conveyancer. All this was done on the basis that the flat had 83 years left to run on the lease, which had been confirmed verbally and in writing by the EA. However, our…
