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Help regarding Agent letting themselves into property
Hi guys, new here but in need of some urgent advice! The house we have only been renting since the end of December has been put up for sale and we have had a letter from the estate agents who manage the property stating we must vacate by June and their 2 months notice will be from the end of April (to comply with the 6…
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Tenant done a runner but left debt behind!! Help!
Hi, I was wondering if anyone could give me some advice please? I was renting my property out to a married couple who decided very soon after signing the contract that they would stop paying the rent. I was in the middle of issuing court proceedings for eviction when I recieved notification that they had left the property…
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Buying a concrete (Hawksley) semi
Hi, i've got a building geek question :) My girlfriends parents are house hunting in Gloucester, and have fallen in love with a 3 bed semi. It's ex council but not in a bad area (Brockworth). They're asking for £147k, but the estate agent has 'recommended' we offer £140k or thereabouts. Trouble is it's a concrete style…
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Mortgage advice.
Hi Guys Me and my girlfriend have been living together for the last couple of years in a property that belongs to me and is in my name. My girlfriend is still on a mortgage with her ex (although separated several years ago) with the ex living in the house. The property is on a fixed mortgage not due to expire for several…
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Advice Please- House seling & mortgage
Hi all, We have recently placed our property on the market and & our fixed rate tie-in period for a mortgage with Birmingham Midshires ends on 1 August 2011. If we accept an offer now, would it be unreasonable to ask the buyers to wait until 1 August for the keys as I am told the process of completion is about 6-8 weeks?…
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Cgt
Hi, I have a couple of buy to let properties, can I move into one of them as my prime residence then sell it to avoid CGT, if so how long do I have to be in it?
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Is there a site to ask for properties?
Is there anywhere where you can put a wanted ad for houses? We're not having any luck with house hunting on rightmove and we're leaflet dropping at the weekend but wondered if anyone knows of a website where I could put an ad or any other bright ideas you have!
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What would you do?
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Neighbour's electric cable in my garden
I own a ground floor maisonette and the neighbour in the upstairs maisonette is an elderly lady living on her own. We have been there one year and are now in the process of doing up the back garden. The first floor maisonette has a white cable running from their part of the building to a shed in their garden. The garden is…
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The mighty Pay off yes or no
Hi all, I have inherited my parents house and i`m awaiting the land registry to put my name on the deeds, then get the house ready for sale.The house is worth around £140,000 no mortage . We have a mortage of £70,000 and a loan secured on our house for £45,000, plus some credit cards around £25,000. At the moment we are…
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Lodgers Have Few Rights?
Hello all, My apologies if this has been discussed ad nauseum but I wasn't able to find a cut dry answers to my questions. I'm about to move from the security of my one bed flat (complete with tenancy agreement) into the relatively unsecured world of lodging. I'm looking at the information online and have found lots of…
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Desperatly need a solution to our house...
We have found ourselves trapped in a house situation that we do not know what to do. Our house purchased in 2005 95% mortgage & higer lending fee first time buyers on a 5 yr fixed. mortgage £740pm. Never once missed a payment - slightly overpaid for a short period. Job offer in Australia 2010, Feb put house on market.…
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EA either completely incompetent or they dont want me to view this house
Saw a house on rightmove which is perfect. About 20/30K cheaper than similar in area. Called EA last Thurs to arrange viewing. They said the reason house is cheap is its a 'Corporate Client' They said they would get someone to call us back to arrange viewing. No one called so called again. Was told house already had offers…
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GCT liability query
I have owned the house I live in since 2002 and it is now worth approx 45% more than I paid for it. I am considering buying another property to live in and renting out my exisiting house. If I do this and were to sell the rental property in the future, would I be liable for GCT on the whole increase in value from the time…
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Rent a Room Scheme
Please could someone tell me a bit more about this scheme? My boyfriend is going to be moving in to my house, which I own and I have been advised to look into the rent a room scheme. I am planning on him acting as my "lodger" and paying £354 a month in rent, which puts me under the total that I am able to earn from rent.…
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first time buyer morgage
Hi i am 25 years of age in full time work always worked since i left school have no bad credit rating.I am looking to buy a house at 95k i will be putting down 40k deposit but can anyone tell me would i get a 55k morgage for over 30years i earn approx 12k a year plus bonuses any info would be great thanks
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sub letting?
morning just need some advice. i have been living in private rented accomodation for over a year now never missed a payment on rent/ always kept ourselves to ourselves with our neighbours. I live in a big 2 bed flat with my partner. i have let my partners step brother move in for a couple of months as he has no where to…
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FTB questions
Hello I am a FTB, I want to buy a small flat. I found one I like and price is cheap , but I've been told flat is being sold by company and that's why is cheap. I've check on UK Registry , but lady who bought it from council in 2005 (t's an ex-ouncil flat) is still as an owner. Isn't it strange? I've asked about it and been…
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BTL dilemma - help required
Hi I want to share with you my dilemma and seek advice from anyone out there. I want to rent out my current house and buy another for myself & family. I have a £65k residential mortgage on my current property paying about £330 a month repayment mortgage. I've contacted a letting agent who can find me a tenant who'll pay…
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losing council housing?
I think this is the relevant placd to post this, sorry if not just need some advice. The thing is, I'm 18 years old and live on a council estate I'm going Uni in september and can't wait its took alot of hard work not to listen to people saying I would never get anywhere due to where I'm from. My Mother is disabled, and my…
