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is this do-able?
i'm currently waiting for a HIP to be completed on my flat, it seems to be taking a loooong time to get it done But me and my partner are buying a house together we have a 45k deposit and don't need any money from the sale of the flat to fund this deposit, i think the money would be used to pay debts etc however, i've…
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contract can some one look?
Is there anyone on here who knows about contracts? I have been told to sign and return it within 24hrs.
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Selling rented house.
Hello i have been renting my house out for 12 months and the tenant has just signed up with estate agents for another 6 months,but i have now decided to sell the house to the tenant. We have agreed a price and now is in motion with the solicitors, Where do i stand with the estate agents now i am selling the house i am not…
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Tax return for rental income - help please
Hi there I would appreciate some help/advice please. I fall into that ever increasing category of people renting out their property before selling in the hopes that the market will recover some. I have spoken to the IR self-assessment helpline about a tax return but they told me to write to my local office with the net…
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Just Curious
Can anyone please tell me if a LL has to supply instruction manuals for appliances in an unfurnished house.One LA says they do and another says they dont.
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Electric and gas installation inspection
Hi! I'm in the process of buying my first house. I got the homebuyers survey done, and they recommended to get the electric and gas installation inpected. I've got in touch with the estate agents, and the vendors have got the boiler serviced recently. But they have not got the electrical wiring checked for safety in the…
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Northern Rock remortgage? Oh dear!
Hi, We have a Together mortgage with Northern Rock. Details are as follows Mortgage part outstanding = aprox £128K Unsecured loan outstanding = £22K Total debt= £150K Rate of interest on both 5.89% Up for renewal = Feb 2011 2 Bed house was today valued at £175k. The market in my area has become very active as of late with…
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Two offers from same person!
Hi all, My gran passed away and her house was put on the market a couple of weeks ago for £130k. One person put an offer in pretty much straight away for £118k which was immediately rejected. They have come back at £122,250 in cash for immediate completion, or £125k if we want to complete in mid August. In the meantime…
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New build - water meter + new house haggling
i am seriously looking at buying a new build. currently live in a 3 bed semi with 2 adults and 4 kids in the house. The new build has a water meter and as other bills like council tax, etc are going to rise i am getting a bit worried that our water bills would be huge. Any advice. Also, anyone had any experience of buying…
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sort of worried...
I sent of everything like ref etc and said I could move June due to giving one months notice where I am now. The landlord wants me to move sooner so I said I could sort everything on 23rd May, this would mean an overlap but that's not a bad thing. my worry is getting my LHA sorted in time for the next months rent which…
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Odd question regarding exchanging
Any advice would be greatly appreciated: I am in the process of buying a repossession (sorry for starting a new thread but I'm guessing this is very different) I have managed to get everything ready to exchange within 11 days. 1 and a half days before exchange someone puts in a higher bid and I was asked to come back in…
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Advice on buying a repossession please
Dear Moneysavers, I am looking for any advice I can get about buying a repossession. We have a found a flat to buy at 135000, which apparently was sold a few years ago at £240,000, which is a repossession. I am about to have my first child in November and recently lost my job. I am now self-employed, but have discovered…
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Should I sell now or wait?
I am facing a decision and can't seem to make my mind up. We have talked about moving for years and have finally decided that we want to. We would like a country property which will be hard to find at the right price. I am saving like mad and luckily we are mortgage free in a property worth around £220,000 at the moment.…
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Moving out of rented - final inspection
Can I have advice please? I am with a private LL. I am moving out and want to get an independent signing-out inventory. The landlord got an independent inventory done before I moved in, and was left with me to check it after I moved in. Do I contact the same inventory agency to get the signing out done? Or is there another…
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how to part exchange ? HELP
I want to part exchange my house for a new one. My house is worth around 110,000 and new one is on sale for 139,995. however the sellars (wimpey) wont allow the part exchange to take place unless im purchasing a house of a value 30% more than the value of my existing property. solution, they buy my house for 100,000 and…
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How much to offer under asking: 10 or 20%
After watching Property Watch on BBC the other night, it said that the average selling price is about 11% below that asking price. So therefore surely we need to be putting in offers at least 11% below to give some room for negotiations?? Currently looking at properties around the 400k mark so guess they would sell for…
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Allowing the seller to stay in the house after completion
Hi, Please help, we are first time buyers and the seller wants us to complete early and allow him to stay in the property for a month after completion. But, he has said he would pay the first mortgage payment etc. The reason being he needs the funds for a property he is buying up front. Is this something that ever happens?…
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Advice on buying a Repossession
Dear Moneysavers, I am looking for any advice I can get about buying a repossession. We have a found a flat to buy at 135000, which apparently was sold a few years ago at £240,000, which is a repossession. I am about to have my first child in November and recently lost my job. I am now self-employed, but have discovered…
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end of my teather, rented repairs
Hi everyone Right i moved in this new rented house on 23rd Jan this year, from day 1 there were problems with the house. Such as* Shower broke (they fixed this 2 months later) * Toilet Broke ( only just fixed after nagging for months) * Oven Broke ( still broke ) * Heating is not working properly (still) We rent this…
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moving out of shared place
I've been living here since last August and in that time there have been improvements. I have some photos of how the place was before, during and after. The thing is the 'development' was crap, the idiot that was doing it has left holes in the walls etc I mean he held the door open with something that caused the door…
