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About to sign tenancy agreement but.......
I have reservations! I have am currently living in a studio flat which I pay £395pcm for and have been living in this property for the past year. The tenancy has been solely in my name and I am due to vacate on Saturday. I am about to move to another flat in the same building but it is a 1 bedroom flat it is not massively…
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is now a good time to buy?? ftb
hi everyone, just looking into buying a house, looking at an average 2 to 3 bedroomed house locally and although i can see that the prices have dropped considerably is now a good time to be buying or maybe hang on a bit longer... not sure what for though, just want to make sure im making the right decision, also if it…
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bought off plan cant get a mortgage
First time i ve posted on here but need some frank advice as my solicitor who was appointed by the developer dos'nt seem to want to help. Anyway i purchased a one apartment off plan in Birmingham City Centre in 2006 for £152,500.00 of which it was meant to be completed in June 2008. I paid a deposit of 10% £15,250.00. I…
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Noisy family up the street, any advice?
Since we moved into our house last May, we have had no problems with any of our neighbours, all lovely and very respectable, a week before we moved in, the police evicted a family of drug dealers, and there is another family of druggies up the street but they have NEVER once caused a problem, in fact they are quite…
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Buying a new build flat for buy-to-let - lender valuation has come back really low
Hi, I want to ask some advice, and also see if anyone else is in the same situation. I put a deposit down on a new-build flat in a development in Woolwich in summer 2006, for 10% of the value. The flats are due to complete next month, so I have been going through a buy-to-let mortgage application with Cheltenham &…
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Exchange & Completion on Same Day
We're keen to get to completion ASAP, and as we near the point I asked the OH to enquire with the solicitor about exchanging and completing on the same day. We've had the contracts through to sign and get back to the solicitor. The OH (who's had a property before and sold it, and we're currently renting) told me that…
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Conflict of Interest?
Not sure if this is the right place to ask but hope someone can advise - maybe a surveyor? I have accepted an offer on my property but have concerns that the buyers surveyor has a conflict of interest. He is also the estate agent that is selling the buyers own property and took it upon himself to carry out negotiations on…
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Reposession Looming - Can I still Rent?
Hello all, Repossession is looming for us at the minute, and the stress levels are at an all time high. Basically, can I still rent if my house is repossessed? I want to move towns, back to where I used to live as this will bring me closer to work and allow me to reduce my overheads by selling the car and cycling to work.…
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Is reducing the rent a good idea
I have just heard from the estate agent that one of my tenants will be leaving the property at the end of next month, she has emailed them to give one months notice, she has been in there six months. The agent has said that they have been quite quiet for the last couple of weeks, probably because of the spring break. The…
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Accidental landlord
Hi I rent my property from a local HA, I live with my son and I am 5months pregnant. My partner owns his own 1-bedrm flat, bought 10years ago & mortgage with Northern rock. He is planning on moving in with me and letting out his flat to one of his workmates, with a view to selling in next couple of years when market picks…
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I need to sell!!
My house has been on the market for just under a year now - during which time I've dropped the price by 10% (it started off at £255K). I've only had eight viewings, two of which lead to second viewings, but sadly no offers:( I'm with the major estate agent in my area, they just say that interest is very low in my price…
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Advice for First time seller please
On Saturday just gone, my partner and i signed a Sole Agency agreement with an EA to market our property. Following a conversation with our neighbours to out of courtesy inform them we are looking to sale they have since come back and said they would actually like to buy it. Do i have to go through the agency or can i…
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Proof of Deposit
Hopefully a quick one..... Basically, when applying for a mortgage what is an acceptable proof of deposit? I am in a situation where the deposit money is coming from a transfer of equity from a house ith an ex partner. She is dragging her feet and therefore there is a chance by the time I need to apply for the mortgage I…
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estate agents and how to tell if they are any good
How often should an estate agent get in touch? I have not heard from mine in nearly 4 weeks. I paid them nearly 500 quid up front for marketing and and then had to rewrite my brochure as it was incorrect and...well...pretty rubbish. I then had to wait 4 weeks and then chase them for a brochure which came and had the wrong…
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Very Stressed First Time Buyer - valuations
I am just in the process of buying a shared ownership house with a housing association, buying 30%. To begin with I had lots of issues getting a lender who would lend to me. Finally we got accepted by Woolwich and are going though the application process with them which has been going on for at least a couple of months.…
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Advice on this property please!!
http://www.rightmove.co.uk/property-for-sale/property-21498943.html?locationIdentifier=STATION^4289&minPrice=270000&maxPrice=400000&radius=1.0&includeSSTC=true&_includeSSTC=on&pageNumber=8&backToListURL=%2Fproperty-for-sale%2Ffind.html%3FlocationIdentifier%3DSTATION%255E4289%26minPrice%3D270000%26maxPrice%3D400000%26radius%…
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why, why why???
Hi all sorry I have had to rejoin as I am at work and forgot my password. I am just so ANGRY I wanted to come on here and vent it! It was looking like we were going to excange on our sale and purchase this week, we are in a small chain - FTB - Buyer - Us - Our purchase. It was all going ok - very slowly but ok. However my…
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Renting to family - slightly complicated
So the situation is as follows - House for sale, buying on a private mortgage with details and interest rates to be decided (100k, I have 25% deposit) but will likely be interest only and around 4% for the life of mortgage, the equity being paid off is yet to be decided (maybe gifting?) - A close family member will move in…
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Landlord problems, unreasonable, invasion of privacy, help please
Firstly we have a short assured tenancy and live in scotland if that makes a difference. The person who's causeing us problems isan't the landlord as such but the Factor (who has the rights of a landlord) as we live on a country estate. He came round to the house without notice (with the excuse of comeing for an unrelated…
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Haven't Got A Clue
Hi, I'm probably going to sound really stupid but i need some advice about buying a first home. We have always lived in Army accomodation but my husband has now left the forces and we are living with my parents. We have been there for almost a year now and we cant take much more apart from having no privicy its extreamly…
