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Should I move or not?
Now here's a dilemma - I would appreciate any advice I bought my house in 2004 at a cost of £235,000. I put in £170,000 cash (profit from sale of marital house during divorce) and had a £70,000 mortgage In February 2008 I put it on the market, valued at £275,000 as I wanted to downsize, relase some capital to pay for DD…
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signing house over to offspring
I know someone who would like to sign over her house to her offspring now while she is still living in it, is it possible to do this, she is in her 70's. She would live there rent free and pay the bills herself. Her thoughts are she would like to sort her finances now while she feels she is able to and to avoid having to…
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HELP: Negotiating price on a Canary Wharf flat with High Service charge!!
Hi All, I have viewed a flat in South Quay (Canary Wharf) that fits all my requirements exactly - 2 bedrooms, walking distance to CW, and river views with parking. :beer: Price and Service Charge The flat is on the market with two agents; one marketing it at offers in excess of £335k and the other at £350k. The service…
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First Time Buyers/Keyworkers No Deposit
Can I just really recommend the Co-op own home scheme. I have just gone through it now and think its great. I had no deposit and an average credit file yet I have still been allowed on the ladder. I have been given a 5 year interest free loan by the government worth 35%, even if we can't pay it back after 5 years it only…
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And the photographer of the year award goes to...
Connells finest.…
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Buying a new build? how to negotiate?!
We are in a bit of a no-win situation. Combined we have great incomes (80k) but that's a recent thing, and we have never managed to save previously due to crippling student debts. Anyway we think now is time to buy (currently in shared ownership flat and we have a baby and need more space!) we have about £8k in cash saved…
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Negotiating to buy a house- please help me!
I'm a first time buyer. I have a steady income of £1500 per month. I have saved up £30000 for a deposit (life savings!). The indy mortgage broker said that I could afford to borrow £92000, taking my total available to £122000. Monthly payments for five years would be £527, which is quite affordable. I've got an extra £3000…
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Buying a garage???
I've been living in my property (which backs on to a courtyard of garages) for a while now, and noticed that several of the garages have been untouched since I moved in. I've done a bit of digging on the Land Registry website to try and find the owners of one of the garages and upon further inspection it appears that the…
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Buying a new unfinished "builder gone bankrupt" house
My wife and I have seen a house for sale which is being sold by the receivers of the builder who has gone bust. The house is 90% finished and is basically a blank canvas inside. The property needs the following... * All light switches, light fittings, sockets & fuse box to be installed. All the wiring is in place. * Boiler…
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Dubai property program Panorama NOW
Started 8.30
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Odd - house price not showing up
Just done a viewing and she says she's been there 4 years - and it doesn't show on any of the house price sites (Shows as a sale in 2001) Why? Does it mean it's not been registered properly?
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Scotland-Can an EA still allow viewings 1 1/2 wks after accepting offer?
I'm gutted. Over 1 1/2 weeks ago, we had an offer accepted on a house. We have now found out today that the sellers have pulled out as the EA continued to allow viewings and another viewer has now outbid us. I know that nothing is legally binding until missives are concluded but has anyone come across EA's continuing to…
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Advice needed regarding my situation in a rented house..
Hi, just joined up because I need to bounce my situation off people who may have been in a similar position themselves and may have some ideas about where I should go now. My problem in a nutshell is that I have been in a rented house for 2 yrs 6 months now and have a bill from Eon stating my account is over £3500 in…
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Renewing tenancy
Hi All, Quick question please. .. I share a flat with 2 others, and we're coming to the end of our 6 month AST. Landlord wants us to sign for another 6 months, but I'm reluctant to do so as I may want to move before then and don't want to loose my deposit for leaving beforehand. I know if the landlord does nothing it…
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Is anyone else who is looking to buy finding things are selling v.quickly!?
Hi all! I was just wondering if anyone else who is currently looking to buy has been as surprised as me...? I'm looking in the Bucks area and a lot of houses I'm looking at are selling within days and weeks of going on the market! Often some of the offers recieved before they have eventually agreed a price (which obviously…
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Tenant burgled. Police say they used a key!!
Am at a bit of a loss... Agency phoned today to tell me the tenant has been burgled over the weekend but that the Police are saying that they got in through the back door using a key. I have owned this house for 2yrs now and the locks are the same as when I bought it and there are no keys missing. Tenant and myself all…
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Never bought a house before...
answers not needed
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Fleas?
We moved into a rented property two weeks ago and in that time I have been bitten twice on my arm, twice on my leg and twelve times on my back! My husband has been bitten once on his arm (obviously not as tasty as me!). I rang the letting agent today to be told that it is probably bed bugs and that she can send out a pest…
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Property Solutions
Hi folks, I wondered if any of you had heard of or experienced a company called Property Solutions. They are based in Scotland and apparently can buy your house off you (at a reduced price) and let you stay in place for an agreed fixed rent. Thinking of doing this as I cannot pay off our mortgage and I am over 60…
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Second Estate Agent
Simple question, is it worth using a second agent. I've had my house up for sale since August, I've reduced it considerably, with no interest. Would it be worth me getting another estate agent in? Thanks
