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BUY, SELL or RENT (Dad's bungalow) DILEMMA
My sister and I are the 'near future' benefitiories of the bungalow where our father has lived. Dad has offered to sign it over to us now and doesn't like the fact that it's sitting empty. My husband and myself have built an annexe on to our home so that I can care for him as he has dementia and cancer (he is 88). We used…
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Terrible LA - Who Best to Complain To?
Good morning, Can anyone recommend the best organisation to contact regarding the shockingly bad treatment we have received from the LA we rent our house through? :) I've been having a look around on the internet this morning and found the NAEA and the OEA, but is there anywhere else I might have missed? I just want the LA…
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Can you claim Expenses for Renting
My husband works in Scotland and we all used to live in a rented house there paid for by his company. However, when we had to come back to England, he obviously had to stay because of his job. He got himself a flat, and because it's Scotland, has cost us a fortune, as we now have to pay for this ourselves. Can anyone tell…
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2 Charges on property I am purchasing!
Hello I received the Hip and some of the searches on the property I am purchasing yesterday and found in there that there are two charges on the property the first in Oct 2001 and the second in Nov 2007. Does this mean the vendors have secured a loan against the property on these occasions or the vendor is falling behind…
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HELP! My (rented) flat is about to be auctioned off!
Hello everyone, I got home at lunchtime yesterday to find that there is an 'AUCTION 14th JULY' sign been put up right outside my bedroom window. It's not the bedroom I use so that's not a problem. It says 'business unaffected' on it but what does this mean for me? The building has two flats on the first and second floor,…
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A Misleading Estate Agent
What should happen to an estate agent who puts in the local paper a blatantly misleading advert for a propetery they are trying to sell? The advert is wrong on three counts. 1. "Three bedrooms". Presumably they are including the unconverted loft room. There are only has two usable bedrooms. 2. "Drive to garage" There is no…
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Buying a house within 9 months - baby on the way!
Right, i have posted on here before about saving a deposit. Circumstances have changed and we're expecting a baby :jtrouble is we want the house before the baby arrives (28/2/09) This means sacrifising the 10% deposit we wanted to put down and putting a 5% on down. I know alot of you will think that is bad and i know where…
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Landords Insurance
Does anyone know if it's possible to get landlords insurance without consent to lease from the mortgage provider?
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Walking away from tenancy agreement
Hey, On the first of June 08 - I entered a 12mont tenancy agreement with a 6mont break clause, on a recently redecorated 1 bed flat. At my initial viewings and moments before signing my tenancy I asked if the downstairs flat would also be professional let and was told yes its being let to a company. Therefore I was given…
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Removing ex-partner's name from tenancy agreement
Is it straightforward to remove my ex-partners name from our tenancy agreement? She moved out in December last year, and would be happy to agree to it. It is a privately rented property through a letting agent, and was a 6 month Assured Shorthold Tenancy that ran it's course and has been on a "rolling" basis for 4 years…
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Rules on buying repossessions
In the past, a Bank would only seek to recoup whatever they were owed, but is this still true? Or do they sell it for market value. Son is considering buying, but the house has not been put on the market yet. It has been gutted of course, no lights, door knobs, even the electric sockets and laminate floors. any ideas of…
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Estate agents, How do you find a good one to sell with?
Hi, Our house is currently on the market with a local company, They dont advertise on Rightmove but have a known local name and website. My problem is the estate agents have given us very little feedback or any communications with regards to the sale of the house. The house is very unique 18th Century detached cottage, so…
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nice areas outside of M25?
Hi all, I am looking to buy a property which has easy access to M25 cos I work at heathrow airport. I only work 4 times a month, so 1 hour's drive is acceptable for me. Can anybody give me some advice for somewhere is nice and not too pricey? I've viewed some properties and there are two seemed quite good. One is at…
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Mortgage Advice For A Property In Need Of Full Renovation!
Hi, I have another thread going but wanted to open this because its a different option and route all together! In the current financial climate, is is possible to buy a house for say £210k that needs the works renovation wise (Not sure on exact costs but say it was £45k). After renovation could looking at a value of £400k…
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BTL completion day-where does money go?
Hello,We are remortgaging our current house that has a lowish mortgage, increasing the mortgage (to be used to raise money to reduce the residential mortgage on our new house we will move to) then letting it out to tenants when we move into our new house.Just a question about what happens when the BTL mortgage completes:…
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Estate Agent Advice
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Can I take my landlord to court?
I am wondering if I can take my landlord to small claims court to get my deposit back? I moved in to where I am now on the 21st of December. My landlord never protected my deposit in accordance with the tenancy deposit scheme and didn't send me the required information within 14 days. I sent him a text today asking where…
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Listed Building Consent - what are 'strong' arguments to support an application?
As the title says, I'm applying for listed building consent to make some changes. None of them contentious, as I've spoken to the listed buildings officer - bar one. Now on this one, I've been given the 'unofficial' impression that it'll be refused unless I can come up with strong arguments to support it's neccessity. Just…
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Carbon monoxide posoning?
Dear All In short, I would like to know if I can claim damages from the local council for not maintaining the chimney properly. I moved to this council property with my two children in 1994. I got a degree at aged 40 and was set to give my kids a good life when I became ill and the GP has signed me off long-term sick for…
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Moving to NZ for 3 years - what to do with our house!!!!
Hi, i was wondering if anyone had any advice. My partner and I are hoping to be moving to New Zealand in February. The visa side is ok, we just need any advice we can get on our house. We live in Liverpool and have a three bed end terrace which we bought in Sept 06. We're going on a three year visa with a view to coming…
