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Well, I managed to sell my house finally.
I sold my house yesterday, exchanged, completed, money in bank, money out of bank in debt repayment.:rolleyes::D I want to thank some of you on this board whose advice I read and acted upon. I'm not saying it was easy to swallow back the disappointment re the hopes that we would have a little money spare from the sale of…
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EA Tricks - even in hard times
EAs are well known for their unscrupulous behaviour in securing a deal, but I am surprised at some of the sharp practice still being carried out in these tough times. We made a low offer on a flat 6 weeks ago which was turned down. On Monday the EA came back and showed interest in the original offer. A reply from the…
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Difficulty selling and £1000 cashback!!!???
We have been on the market for nearly 6 months. We have dropped the price (£20K), painted the house magnolia, completed all the unfinished jobs, decluttered but still nothing. We have also instructed new agents as the original were reluctant to lower the price. The new agents have suggested we offer a £1000 cashback on…
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New Build - Mortgage Valuation lower than purchase price!! PLEASE HELP
Hi Guys, I really hope someone can give me some advice please. We are first time buyers and have reserved a new build property (3 bedrooms in Crawley, West Sussex). The reservation fee paid was £2000. It has already been built. The purchase price was £225,260 (it was originally advertised as 260K and then 230K. There is a…
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What do my title deeds look like ?
Hiya I need to prove home ownership ... (technically it's still the BS but YKWIM) I have pulled out my last correspondence from sol, and it is a huge envelope that starts off with ''... title is complete & enclosed is title deeds ...''. But now what are the title deeds because I can't see a doc that says title deeds at the…
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Hard Times
Is anyone actually having harder times or is it just the media hyping it up?
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Self-employed - can I get around the banks?
Hi all, I went self-employed in October 2007, which means right about now I'm absolutely stuffed if I want to get a mortgage. I have one with N'wide who won't even let me move house, cos if I do I'll lose the fixed rate deal I'm on *and* have to pay a get-out fee. But that's another story... Since I am self-employed, how…
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Shared ownership - HA telling me what I can market it for...
Hi guys, I own a 50% shared ownership house, the other half is with a housing association. I'm looking to sell it and when I called the HA to let them know, they told me that I had to pay for a RICS surveyor to do the valuation, i.e. not estate agents valuations, before I could market it, and to put it all in writing. Fine…
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New estate- with communal gardens- council questions
I'm not quite sure where to post this so I'll start here. We live on a newish eastate with a few 'greens' and communal gardens. Every house on the estate owns a share of the gardens (and maintence costs). A number of houses do not have a garden of their own. We have been employing a gadener to cut the grass put weeds out…
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Indemnity Insurance
Can anyone help. About 5 years ago we had an extension, we got all the relevant planning permission and builing regs etc, but didn't realise we were supposed to tell the original house builders as there was a restricted covenant on the house. Now the house is being sold, the solicitors have told us that we may need to get…
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Renting in Worthing Sx on benefits?
My son, his girlfriend & their two children (4 & 4 months) need to move out but are on benefits - we are having problems finding anywhere that will take DSS/housing benefit. :confused: Can anyone here suggest either a local or national company which would help or even a private landlord - some of the agents want so much in…
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Where is the cheapest place to buy in the UK?
excluding ex council, mobile homes and shared ownership. Im talking about a proper property on the open market.
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best company to sell my house to fast?
Just wondered if anyone knows/has experience of selling a home to one of these companies. I am well aware that the majority are either con merchants that offer you a really silly price OR charge you a fortune to value it knowing you wont be able to sell at the stupid price they offer!! I cant sell on the open market…
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contract help- im new to this!
hi, on the 6th feb this year me and my girlfriend signed a 6 month tenency agreement to rent a property, she has now left, but there is 2 months left in the contract. It is in both our names, so what i want to know is- 1) by law can i make her pay half till the contract is up? 2) If she was to contact the landlord, between…
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Credit Crunch Advantages
Just a little advice needed on my current situation I currently have £30'000 ready to put down a deposit, this would allow me to get a 80% mortgage. I plan to get a 2 bedroom flat with my brother as my parents are emigratting to Australlia. The mortgage would be shard, allowing us to get a £84000 mortgage based on our…
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How does it work when you move house with a portable mortage?
sorry if i sound thick but i am trying to get my head round how it actually works. so, normally, if you were selling your house, you would pay the estate agent, the solicitor, removal van etc etc. if you have a mortgage that you can take with you to the next property, how does it work in terms of paying your mortgage for…
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need to find a way to buy my house
This may seem a fruitless exercise but i really need to find a way...ANY way to buy my house. The property i have rented for the last 10 years is being sold next month. It is not your average property in that it is a tiny 16th century bungalow with 2 thirds of an acre. We have improved it dramatically since we have been…
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Rules on erecting fences
Can anyone help me about the rules/law on fences. I am buying a property that has low fences. I want to put up 2 metre high or so fences but its near a highway (not a busy road, a very quiet road). All the neighbours have done so. I was told by estate agents that it was a major issue before I even viewed. I rang the local…
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Fixtures & Fittings
We're in the process of buying a property and the agreed price is a bit below the stamp duty threshold. If we offer to purchase the curtains and some other items and the price we pay takes the price over the threshold, do we have to pay stamp duty? I am assuming not as I have heard of this being used as a way of avoiding…
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Thinking of Grilling myself and my family
After reading so many of the posts in the House Buying, Renting & Selling forum I've reached a stage of depression where canibalism seems to be the only way out. I couldn't bear for my family to have to fight through a civil war or live in 'death camps' situated in dissused aircraft hangers and so have decided to eat us…
