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Registered, unregistered?
I have recently bought a large property, i own the freehold title. But, i bought it with the intention of splitting it into 2 flats, which I have done with seperate entrances. I live downstairs and want to lease out the upper flat. Do I now need to register both flats again, including the one I occupy? And will this cost…
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Margate as an investment location?
Any thoughts or insight on Margate as an investment location would be greatly received. We own a couple of properties in the area which we rent out and whilst they only break even the property prices have risen so hopefully in the long-term we will make money. However over the past year I can't seem to see much…
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Home Buy scheme
I am trying to find out which mortgage lenders will lende on the home buy schemes were local councils buy the property and sell it on to eligible people at a 25% discount.
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Mortgage App says to get building cover before they will 'ok' mortgage..normal??
We have been reccommended a mortgage through our broker, which we have agreed to. We were sent the paperwork to complete and send back (with proof of ID etc etc...) and on one page it relates to home insurance. It says that a charge may apply if we get our own insurance which they will have to approve, rather than use…
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building over sewer agreement
AArrgghhh - I could cry!!! Is there anyone out there that can help me!! We had a two storey extension added to our house in 2003 and had to apply for a Building Over Sewer Agreement. All procedures were followed to the letter and a completion certificate was issued. Now our purchaser's solicitors have told us that the…
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Why does the UK have leaseholds?
i'm from the US, and i had never heard of a leasehold property before i moved to the UK. why do you have them? what is the advantage? how did this system evolve?
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How much notice to give?
To a lodger in your own home who pays weekly? Is 2 weeks enough? and what if they don't go!
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Move in with friend or stay living alone?
For the last 2 years I have lived in my own flat. I pay £370 rent a month, which includes heating and hot water bills. Council tax comes to about £60 a month. I love my flat, apart from the following things: -The cost. It's an expensive rent for the area where I live. -Bath and no shower -No washing machine (it broke and I…
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Trying to buy a house............
This may be of interest to some on here but apologies if not - The following advert appeared on the Intranet where I work and although I don't know if they will pay for your story, thought it was worth passing on: CHANNEL 4 TELEVISIONSEEKS HOUSE HUNTERS If you’re looking for your first home, Channel 4 wants to hear from…
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VAT on extensions
My father was ill and we have planning permission to build an extension to my parents house. This is a 3-bed, kitchen, living room... extension. Essentially it's a new house but passed as an extension due to the fact we needed a connecting door (aged parents, care needed etc). As I understand it, even though it's…
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Survey Problems
How long should it take a buyer to expect a survey to be done on a property if his lender is the Woolwich, it's now three weeks since he instructed and paid Country Wide to have the survey on our property. I've been chasing my EA, they keep chasing the buyers EA and the only reply that keeps coming back is Country Wide are…
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deeds??
We have just completed on our property. Our solicitors told us we could collect the keys from EA on day of completion. All fees were paid prior to this and so we have now been the owners of our new home for a week. Only thing is, don't know whether we should have anything in our posession from solicitors - we haven't…
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Paying tax on my property
Hi All I bought a house about 4 years ago which I moved into with my wife and I’m soon to start building a house on a farm I was brought up on. I was going to keep the house I ‘d bought and rent it out to generate an extra income but my brother has asked me to join with him in investing in commercial property in the…
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Inflation falls to 1.9% in August report
CPI down to 1.9% http://www.bankofengland.co.uk/publications/inflationreport/irlatest.htm surprising.....
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Awkwark neighbour.
My parents have an ongoing problem with next-door. The wall they own is in need of repair or replacement but next-door have piled a mountain of soil against it on there side which they refuse to remove. I assume they have a right of access over next-door for maintenance of the wall. Can i get a court order or something to…
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Moved into new Apartment 4 weeks ago - now LL wants to sell - Implications on lease?
Hello together, about 4 weeks ago me and my wife moved from Ireland to the UK. We found a brand new apartment we liked and signed a one year lease. Yesterday the Managment company informed us that the Landlord is currently trying to sell the apartment, and that they have arranged a viewing for today (!). I know selling…
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Damp on the walls
I am about to but a top flat of an 1900s building (share of freehold) and the survey came back with some "dry" damp on a couple of the walls. I obtained two further inspections and one came back with no damp detected and the second came back with penetrating dampness in the kitchen and living walls. This reports suggests…
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Guzump!!
Hello I had an offer on a house accepted nearly three weeks ago, the process has been moving on and the house was removed from the market. I have supplied all finance and solicitors details etc and have been in regular touch with the agent as the seller is looking for a property to buy, I am at the start of the chain…
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Mortgage Company valuation less than purchase price - what can we do?
Hi, we really need some advice. I’ll give a brief outline of the situation: We have found a new build two bedroom flat (persimmon homes) for sale at £168,000. Persimmons have offered the following deal on the property: They pay - the 5% deposit, stamp duty, solicitor’s fees, fitted carpets, all appliances and a free…
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Should we try and sell without estate agent in a slow market? Any experiences?
Our house has been up for sale with a local agent since Feb. We're in a nice enough area, nice enough house, but a slow market - smaller houses are selling, but anything bigger than average has been sitting on the market for ages. We've had 4 viewings, but 3 were total time-wasters, the 4th bought elsewhere cheaper in the…
