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New Homes - Extras List?
Anyone got a list of extrs from a housebuilder? i.e. how much should you pay for extra sockets, tv points etc etc anyone know if this info is available online? i understand that every developer will set different costs and it will depend on the stage of the build, would like to know what is a reasonable price thanks
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Advice needed on buying my ex husband's share of our house
I am divorced but still having to share a house with my ex husband.He refuses to reduce the price to encourage the sale of the property. He only contributes £300 per month towards the mortgage and all household bills and I can only just afford my current mortgage although my parents are willing to help. If I move out I…
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Worried about next door?
We have seen a house we'd really like to buy but the next door neighbours house looks awful eg: old cars and rubbish in front garden, roof falling apart, door hanging off etc, is there any way I can check if they have been reported to the council for anything ie noise pollution, ASBO's etc, they may be lovely people but…
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Tenants buying a repossessed house - continued...
Hi everybody, I posted a thread sometime ago regarding an unusual house buying proposition (post history pasted below). We have now approached the solicitors acting on behalf of the mortgage lender and they have said that they're pretty sure that they will be interested in selling the property to us. The lady i spoke to…
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Interest rates rising and renting!
Hi Peeps! This is my first posting so please be gentle :o The interest rate rises mean my monthly savings account interest has gotten to the point where I can live my long life dream and rent a small place in the mountains for skiing :j BUT! I don't know how these Frenchies do the whole renting thing, do I need a deposit,…
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HELP! Advice on interest rate rises and renting
Deleted Oops! Posted two threads by accident Sorry Everyone!!!
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HELP!!! Being ripped off by an "architect"
This post may not be in the right place, but any help would be really appreciated... My mum wanted to change a spiral metal staircase in her flat to a wooden normal one. She looked up "architects" in the yellow pages, and found a guy in it. In his proposals, his company header says "architecture, design, construction" and…
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10-12 mile move Chatham to Maidstone
This is for my son. Both properties are in Kent: Has anyone ideas of cost to move from a three bed terrace to 3 bed semi in the area mentioned, please? Also, by PM if thought advisable, recommendation or otherwise will be greatly appreciated. Thanks:D
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Transfer of Equity
Hi. I hope you may be able to help. I currently own a property in my sole name, bought in 2004 for £150k. At the time my partner moved in with me and we have both paid the mortgage etc. We are now remortgaging and wish to transfer the mortgage into joint names, however, I have been advised that we may be liable for Stamp…
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Is it better to use own cash or a loan for property renovation?
I've inherited a property that i would like to rent out. It requires 30K of work beforehand (central heating, rewiring, windows, carpets, decoration). I have ample personal funds available to pay for the renovations, but am I better off by taking out a (presumably low cost) loan instead? I'm a bit confused over that…
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Am I leaving it too late?
I made a offer yesterday morning (tuesday morning 17th July) throught the estate agent wahich was accpeted by the seller. Now I wish to go through a Financial Advisor for advice etc, and my sister and her friend used the same one and said he was very good and explained about the different rates etc, anyway I have an…
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How do people ever manage to move from rented?
Ok we are moving from a rented house into a shared ownership new build, the house isnt ready yet (very nearly) but we have been told the 21st of august, that was until last night when our financial advisor said the housing peoples solicitors are useless and it may delay things by roughly 2 weeks at a guess....we have given…
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Getting excited - advice needed...
Ok, so had a phone call from the EA today confirming that my next offer on a property we have been in negiotiation on is likely to be accepted (we are 90% sure the vendor will accept the next offer we make as she suggested that she would accept this when we viewed, bonkers i know!!) Anyway, we now hear that the vendor…
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Advice on affordability (FTB)
Hi all, first i want to say sorry for being another FTB asking for advice.lol. Anyway basically, my fiance and i have been searching for a propert since xmas, not many has come up in the area which we can afford. Recently a property came up in the area that we like. (It is a 2 bedroom terraced house in South wales and was…
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Higher Interest Rates - Benefits
Hi There are obvious 'benefits' of higher interest rates such as lower prices and better yields for BTL LLs ;) But there is another. Overpaying has a bigger effect. For example, borrow £100K over 25 year at 6.5% and the repayment is £675.21. Overpay by £100 per month and the term falls to 18 years 7 months Borrow £100K at…
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Building Regulations Indemnity Policy
I’m in the process of selling my house. Twelve years ago in 1995 I got someone to draw up plans for a front porch and a large loft extension which included a shower room and also a utility room which also was to be connected to the H & C water supply. We applied for and were granted planning permission and building…
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Is my buyer a timewaster?????
I would be interested in your views on this situation and what I should do next….. To cut a long story short I am involved in the private sale of my house to the son of a neighbour. No estate agents involved. He was interested in buying last summer but had a flat to sell. Big glut of flats so took ages. At Easter he…
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Selling house - indemnity insurance
Hi all - first post - hope you're all doing good. I'm in the process of selling my house - everything's going well, the surveys have been done and now all is in the hands of our sols. My concern is that we had some building work done which I'm not sure if building regs were obtained. If I can elaborate: 1. Kitchen has…
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Anyone disagreed with SO re sale valuation?
We have been told on the phone by the HA that our two bed split level flat has been valued at £177k by Countrywide. We have got this valuation because we intend to sell our share of the flat (40%) and move up the ladder. The problem is, we think they have undervalued it. A ground floor flat in our block is on the market…
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Online Conveyancing recommendations
Hi I am about to sell my flat and am trying to get the best price possible for conveyancing. So if any one has any recommendations that would be great. Thanks
