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Do you think £6000+ was too much for legal fees?
:confused: In September 2006 I moved to my current house:j I was advised by my financial advisor and other people to expect to pay around £1000 - £2000 for legal fees. On the day I was moving we were told our legal fees were around £6000 :eek: .(can't remember exact amount, I would need to check up on that) and if we…
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Selling house without estate agent
new to forum, but I would like some advice from anyone who has sold a house without going through estate agents please
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Has anyone had a company buy their house? and if so...
...how much under market value to they pay? Can you give me any examples? Many thanks L XX
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Have you bought from Divorcing Couple?
We are in the process of buying a house from an older couple who are divorcing. Everything is in order and our buyers are ready to buy ours and we are ready to buy the house we want and our solicitor now wants to set a date. We get the feeling that the chap we are buying off is dragging his feet (he lives there alone but…
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Has anyone used Habitus as a surveyor?
Hi, I am a first time buyer and have been getting quotes for Buildings Surveys (previously known as Structural sureys I believe) and have had a few quotes from Habitus. They say they are one of the largest companies around and the quotes seem almost too good to be true compared to some of the quotes I have got locally.…
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Is this wrong?
We're in the process of completing a full mortgage application and wondered if we've done something wrong (not deliberately) which could be looked upon badly: Basically, my partner earns £x a year and when I completed the application I rounded it up by about £500 as I wasn't 100% sure of the full amount. In addition I am…
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How to rent a house when you have no income but capital?
How can you get to rent a house when you aren't working, but living from capital (e.g. life insurance payout). We need to rent somewhere but various agents are saying "full-time employed only". Paying rent in advance or having a guarantor have been mentioned - has anyone any experience of this? Landlords or letting agents…
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Conveyancing Warehouse
Hi All I know there are osme posts of here about Conveyancing Warehouse. I have recently instructed them and so far so good. I am dealing with someone called Catherine Crossely and Zoe does anyone have any expereinces of these solicitors at CW? Thanks in advnace Yasmin
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Landlord is selling what are my rights?
4mths into my 6mth tenancy agreement my landlord has put the house up for sale. I've been given official notice to vacate the property by a date in august that coincides with the end of my 6mth tenancy. I'm having difficulty finding somewhere else that is suitable (and affordable) because I own a number of cats. My father…
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house selling and secured loan
i need to sell my house! i had it valued 12 months ago at £202,000 my mortgage is £182,000 and i have a secured loan of £17,000 problem is ive had it valued @ £194,00 , meaning that this wont pay off my secured loan ill have £6k + left to pay, im not to sure what to do? i can afford to repay the loan, but what will the…
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Fed Up
We have a flat that has been on the market - we have had 4 people put offers in, 2 pulled out within 2 weeks as they couldn'tise the funds (Its a 1st time buyers property). One pulled out 3 days before signing - no reason given. And the final one was a cash buyer, who then didnt tell us but went to get a mortgage to buy…
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New Home need help choosing services
Hi all I am a first time buyer and just bought a house in Bristol, but i really need some help from you the forum experts! I spent hours researching deals and price plans but its all soo confusing! So i'm here to ask for some much needed help.:confused: I basically need to find the best deals or packages for the following:…
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Happy with estate agents!
Am I the only person that has been v. happy with the estate agents involved in our transaction? My own estate agent has been great throughout the transaction, and as we are nearing the end of the conveyancing, she is liaising with the purchaser's solicitors and keeping me updated-almost daily! The vendor's estate agent has…
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Re-mortgage for deposit
I'm thinking of converting the current repayment mortgage on my property to an interest only one, increasing the mortgage to take some of the equity and using it on a deposit for another property - for which I'd have a repayment mortgage. I would rent out the original property, at a rate which would cover the payments on…
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old woodworm and damp guarantees
I hope to make a claim on the guarantees that came with woodworm and damproof work we had done about 15 years ago. The guarantee paperwork says it´s valid for 30 years, so far so good BUT I can´t find the firm anymore, tho´ there are a couple with similar names. I´ve searched on the internet for the trade associations on…
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Land Registry Paperwork
Hi I purchased my house on Oct 06 and I'm still waiting for paperwork from my solicitor from the land registry. I think this is a copy of the title deeds. Every month I call my solicitor and they say they are still waiting for the paperwork. Firstly is it important I have these documents? Secondly does it normally take…
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Advice needed re Planning permission request for garage
HiWe have just bought a new house and the builders are taking ours as a part ex.I have received a letter today from my solicitior asking if there is a garage at the property(yes there is!) and if so can we submit planning permission details.I have lived here 19 years and it was already here when i moved here. Am i suppose…
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To buy or not to buy...
I'm after some advice... I have had an offer of £60,000 accepted on the freehold of a pair of shops, with tenants, in my nearby town. The shops are very, very small and quite scruffy but the tenants pay just over £5,000 rent between them and I consider it to be a good investment for my little daughter. I've never bought a…
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Rent Recovery
I have a tenant that owes 7 months rent to date. I've instructed my solicitor to start proceedings to recover the debt and eviction. From experience, on average, how succesful do you think I will be when trying in acheiving the above processes? How long will it take before property is recovered? Will it be easier for a…
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Mortgage Offer - Validity
This may be a stupid question, but here goes. We already have our mortgage offer which is valid until November 2007. We have just pulled out of the property we were buying as the house has subsidence. I have checked with the lender and we are still able to keep this mortgage and transfer it to a new property, which we're…