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Flood & storms help & information
Archives for November 2009
Discussion List
Leaking roof - should I contact my insurance company?
Official MSE Insert: If you've arrived from Google, our Home Insurance guide may help. Back to the original post... Hi We've have some horrific weather (like many others) and for the 1st time, weve had a leeak. We saw staining on the ceiling (upstairs landing) - area getting larger I got into the loft - its very tricky…
leaking roof - panicking
Last night I heard a loud dripping in my bedroom and noticed that the architrave leading from the bedroom to the bathroom was dripping in about 4 areas. I'm a single mum with no idea of what to do, it's Sunday so I am assuming I won't be able to call any roofers out (it's my own house, not council). Any advise?
Flood Advice
There is a great area on this website: The Construction Centre.co.uk. (Go to the home page and click on the Flood Advice button top right.) There are loads of hints and tips to help protect your home from flooding, what to do if you have been flooded and what products you can buy or hire to start the recovery process.…
Flood Insurance Claim Tip
If you have suffered a loss due to flooding appoint a public loss assessor to handle your claim get what you are entitled to in terms of your policy not what your insurance company's loss adjusters want to give you!
Insurance renewal after flood - help please
I was unfortunate enough to be flooded in July,07. This did not affect my renewal last year, but I have just received a letter from my insurance company stating that the insured property would ineligible for their BEDROOM RATED PRODUCT, can anyone please explain the meaning of this? many thanks in advance.
Insurance renewal after flooding - any advice please?
Hi everyone, I have posted this on the floods board and the insurance board as I'm aware a lot of the flood victims might not have access to the internet to get on the forum. Sorry for the length of the email.. Basically we were flooded out last July. Contents cover was renewed in December with no problems as we managed to…
Cumbria floods
Sadly, Cumbria has experienced very serious flooding again - info for those who can help........ Money can be donated here http://www.cumbriafoundation.org/ Also....CFM are asking for blankets, clothing and towels http://www.cfmradio.com/Article.asp?...740&spid=35726
Leaking Roof in Block of Flats
Quite a bit of water coming through the communal stair roof in flats. Not sure if there is a roof tile/pointing or gutter problem. I own my flat (middle landing) but of the 5 others, 3 are rented and 1 is currently empty. Tenants are foreign and speak little/no English so I cannot get details of who they rent from. There…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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