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click site things?
Hi, I'm not sure if i am posting in the right sections but can someone tell me about the click site things? I'm desperate to raise £200 ASAP at the most to pay towards a debt. I dont have anything i can sell on EBAY nor do i have anything money to buy anything on cash back sites. I already do pigs back and quidco and some…
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Have marstons bailiffs taken your car ? It could be on sale here
http://shop.ebay.co.uk/merchant/1stautos Is yours here ?
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Bills piling up
Ok...I moved house and I swapped energy suppliers. I always set up a direct debit to pay bills quarterly so I dont quite know whats happened. The bank isnt owning up, nor are the energy suppliers. I'm 99% certain its not me...its second nature to set up DD's for bills. The last few weeks I have had a water bill for 6…
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Barclaycard / Credit Check Issue - any advice?
This isn't strictly a debt-related problem, but this seemed the most appropriate area to post this question. Never done a credit search before, so signed up for a comprehensive one through Equifax today. Was scrolling down the list and was happy to see that my current account, credit cards etc are all in order. My wife and…
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Soa
Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 0 Partners monthly income after tax....... 0 Benefits................................ 658 Other income............................ 0 Total monthly income.................... 658 Monthly Expense Details…
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pap/moozies weekly spends challenge ~ all welcome ~ w/c 21st september 08
Good afternoon everyone . Welcome to another moozies challenege. This challenge is open to anybody, no matter what financial place they are in. Thjis challenge basically runs along side the daily spends thread where you post what you have spent daily. However you dont have to be in both to be involved in one. On this…
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New and Desparate for help
Hi I am after some advice, this is my first post please don't be nasty I know it is my own fault I am in this mess. We have aprox 25000.00 on a DMP with payplan which is failing miserably. We have a house that is more or less in negative equity and to top the lot I have lost my job we have three months mortgage arrears and…
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Which shops/ online retailers do/ do not accept Visa Electron?
For those of us who have these! I'm an Electron virgin or was until today! Thought this thread might be useful... Do: Tesco shop Do not: ??
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MOORCROFT Why do they get away with it??
taken from here http://www.oft.gov.uk/shared_oft/business_leaflets/consumer_credit/oft664.pdf http://www.oft.gov.uk/advice_and_resources/resource_base/legal/cca/debt-collection Had a visit from moorcroft last friday, I never was told the time or date!! Section g. Debt collection visits 2.11 Those visiting debtors must not…
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I'm back!
Hey all As some of you may know, I have spent the last 3 months in the USA. I worked at a summer camp for disadvantaged kids for 10weeks and then travelled for 3weeks. I had an AMAZING time and it truely changed my life! :j I saved up big time before I went, sold loads of stuff on Ebay/Play/Amazon etc. I managed to budget…
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Too late?
I've popped on and off this forum for a while now and read other peoples problems with debt. Like many others I have buried my head in the sand and brushed my increasing debt under the carpet. What an idiot I have been. Where do I post the details of my Statement of Affairs Calculator? With debts of around £75000 in Loans…
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debt and benefits
hello i'm new and i need some advice for my mum. My mum is on pension credit and her husband gets DLA. They have around £5k debt on credit cards and bank loan and currently cannot afford to meet minimum payments and still meet essential expenditure, like food and bills. My question is, is there any way for them to be able…
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I WILL be debt free by 27th September 2009
As of next Saturday, my 29th birthday incidently, I will have 12 months until my DFW date and still £10500 to go :eek: Is it possible? Statement of Affairs and Personal Balance Sheet Monthly Income Details Monthly income after tax................ 95.68 Partners monthly income after tax....... 1450…
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How to not worry about debt??
hi there, after reading these boards my predicament pales into insignificance compared to others, however i am £4200 in debt, £3800 on a lloyds loan at 15.9% , payments of £188/month and thats after renegotiating 3 times!! and the other £400 on a lloyds duo credit card. my problem is i work as a chef for a charity so my…
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Diy Dmp
I have been with a fee paying dmp company for just over 1 year, all went well at first but lately I have lost faith in them due to them paying creditors late and lack of communication, I did not pay the company at all last month but have paid my creditors myself at the reduced rate the dmp company had set. I would like to…
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Closing a bank account when overdrawn? Advice please
I am desperately trying to stop my creditors loading on late payment fees, extra interest etc etc while sorting out a DMP, I stopped my direct debits on a personal loan and credit card, both of which were with the same bank as my current account. I sent them, and all my other creditors my own version of a DMP as advised by…
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Debt problems with collectors
Hi I am new to this site and basically just need some advice if possible but its a long storey but here goes Back in year 2000 I started a company up in a sole trader name with a mobile phone operator, company was going well all bills were paid on time, in year 2002 we formed a limited company and i think but not sure that…
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Old debt: Should I pay?
Hi First post I am doing well in clearing my existing debts and feel good about it. I have just moved home and registered on the electoral roll for my new address. This is obviously where a debt collection agency has acquired my debt left with 3G communications. The story goes: I had a mobile contract with 3G 5 years ago…
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Can Someonehelp?
Hi Guys, Im a bit worried and hoping someone can help, yesterday my OH got a letter from London Scottish to advise that his MBNA cc account had now been passed to them, what is confusing is that he hasnt missed a payment on his cc, he has had 2 late payments but then paid them, he always pays a little over the minimum…
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***Sunday Daily Chat-Sept 21st***
Morning all! Had good sleep last night and kids slept in until nearly 8am! woohoo! Welcome back Sammy, missed you loads-and not all Wii'd out-was doing great until got the cold and then haven't done it for 3 days now-eek! I'm chuffed to bits-I bought the kids the new V-Tech cameras for the kids for Christmas the other day…
