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Debt-free wannabe challenges
Archives for June 2019
Discussion List
NST A Gentle Jog Through July
NST JULY A GENTLE JOG THROUGH JULY One of the pleasures of being a turtle is that each month we can start afresh, leave the things that didn't go to plan behind and resolve to do better, keep the bits that we did right and get nearer to our ultimate goal or goals. We are now half way through 2019 so it's time to pause for…
July's bring your lunch to work
Welcome to July's bring your lunch to work. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and we're always up for inspiration and a challenge :) There are 23 working days up for grabs. Let me know if you want to join in and I'll add you to the list on the next…
Do you have holidays if in debt?
How best to budget
Hi, I would like to put forward my initial step in my plan of attack for budgeting and see what everyone thinks. When it comes to my banking situation I have the following three accounts already in place: * Current account with a debit card where all my wages go in and direct debits come out of. I currently use this for…
Wannabee Mortgage free
Hi all, We want to be mortgage free before I am 60- this is do-able for us by overpaying. My question is do I overpay a small amount each month or do I pay a lump sump annually. Does it actually make any difference? Mortgage is with Santander and we have 8 years 9 months left at present. Balance is approx £86000. No other…
Make £10 A Day in June 2019
Hello and welcome everybody :hello: This is the 142nd month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
Advice needed on what debts to clear
Dear Readers I need some help and advice . i have just received a small windfall of £7000. I have 3 major Debts and I want to clear two of them , but unsure which ones to clear and what would be more beneficial to my credit score/report . That hovers around fair and good . with no bad markers .The Three debts I have are as…
Jolly June's NSD Challange!
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of June. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1. Decide…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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