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Debt-free wannabe challenges
Archives for October 2014
Discussion List
NST November: battening down the hatches!
Imagine being all alone on a vast ocean. The only sight other than the water and sky is the enemy’s ship coming towards you and running out their cannon…. In preparation for the attack, you batten down the hatches of your ship to protect you from the cannon balls. Debt busting can feel like being all alone on a vast ocean,…
November 2014 *Make £10 a day challenge* ALL WELCOME
This is the 87th month of this challenge, which was first started by Batgirl, in September 2007. Thanks to Batgirl for starting it, Nat21luv, Monkeynut, Sweetpeas, Purpleroses, JesaRose, MizMir and of course special thanks to Aesop for keeping the thread going. I know this first post is long, but please read as it give…
The No-nonsense,Nifty November NSD Challenge!
So,November is almost upon us.How on earth did that happen?! :eek: It's a difficult time of year;there are many of us now (or shortly) going out to work in the dark,and leaving work in the dark.I would personally like to hibernate for the next few months.The sale of comfort food is set to sky-rocket... :eek: What we need…
Safety Net Challenge
Hi all I do not know if anyone would be interested in this idea but someone mentioned about wanting to save 3 months wages. I thought this was a fantastic idea as a good safety net should we (fingers crossed not!) become unfortunate. Let me know what you think anyway :) Mine is £4,989 ouch!! Willing to try :D x
Uk debt collector for Cyprus debt
Hi all, Wondered if anyone could help. I have a debt from Cyprus which is being pursued by a uk debt collector. I have not responded as I was advised that they could not pursue me in the uk and it was just posturing. But, they have now stated that they are starting litigation against me without further reference to me. Can…
1 debt vs 100 days part 17
Hello everyone! Welcome in 1 debt vs 100days part 17 challenge part 17! There's one and simple rule: take a debt and repay it within 100 days. This challenge starts at 15th October and finishes 23th January 2015. Everybody's welcome! If you want to take a part , please write your name here. 1. Calling14 £189.48/930.48 2.…
The £1,000 emergency fund challenge.
For the idea for this after listerning to the 'Dave Ramsey Show'. The idea is to accumulate an emergency fund of £1,000 sitting in a Bank account just in case of emergencies. You must not leave yourself short in order to reach your goal. Members- #1 Patman99 ....................................................#2…
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MSE News
Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.
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