-
Trying to live the high life on a shoe string.
Hi there everyone, so my diary will consist of my ramblings and shopping lists, i am not in debt as such this is more a savings diary and a help to not get me in debt!!! Anyway helloo my name is Catherine im 22 and live with my boyfriend, currently we are renting and saving for a deposit for our flat- in between times we…
-
£23k in 12 months, how close can we get?
Well, the title says the target so here's the explanation: quite simply we want to move house but our debts are stopping us, our house is the small starter we bought years ago thinking we'd move up the ladder but we've been so careless that the next rung is a long way off and we now have 2 children to squeeze in. We don't…
-
Starting the Debt Free Trail
Hi everyone, second time lucky I hope, the last post just vanished into thin air. I am starting this diary to try to motivate me to tackle my debts. Will post this now to see if it goes through before I do War & Peace again, ok bit of an exaggeration, Tale of Two Cities.
-
There is life after debt (If your sensible)
deleted ........
-
C'est La Vie - Living a glitterful life whilst busting the butt of debt
Well hello there! Having lurked this Forum for longer than I can remember (note to self - GET OUT MORE), I've decided to FINALLY start a diary to chart my progress towards the sumptuous state of actually having, and not owing money :) Pull up a seat and nurse your drink whilst I tell ye the tale of me and my current state…
-
Headcase Diary
I've been in debt for many years and it seems normal now. Over the years it has got worse and my phyiscial and mental health is very bad. I run a business and it is ticking over - it could be a whole lot better. You hope and hope that something would happen ie the lightblub moment. In my case it does not ( you just get by…
-
Sorting my life out :)
I was advised to come over here for advice on turning my life around. I have problems with money, and as a result I have landed in a lot of debt, not alot compared to some people I've seen, but its enough to keep me awake at night and crying though the day :( So today, is a new day, a new start and a kick up the !!!. First…
-
Tales From Tumbledown Cottage aka Number 11
Hi Just called in to introduce myself I'm Tammy from Tumbledown Cottage hoping to join all you lovley peeps on MSE and start attacking my financial problems with some help if possible. Have lurked on the site for a few months whilst my life was on hold through bad health, volatile divorce and homelessness. Now I have just…
-
How many lightbulbs?
How many lightbulbs? I am thirty one years old and a pecuniary disaster. The rest of my existence is not exactly ship shape either. I’ve had two significant financial lightbulb moments in my life. The first came in 2006 as I stood on the street outside a branch of the Halifax, dazedly wondering how I was going to pay my…
-
I've only been 'n gorn 'n dunnit!
Well ..... a diary. Writing is not my strong point and neither, it would seem, is anything financial. But if my story can help/motivate/inspire somebody else then I'll have a go. In a nutshell, staring 50 in the face next month and something had to give. I was divorced shortly after my 40th birthday and racked up…
-
Saz is springing into Spring with a Debt Free Aim
Recently my OH and I have found out that we shouldnt leave it more than a couple of years to start trying for a family due to some health problems. Its amazing how news like that makes you re look at your life. I have constantly started and then slowed down on my DFW journey but now realise just how stupid I have been with…
-
Gearing up for Glasgow (or clearing debts by 2014!)
The 2014 Commonwealth Games kick off 23rd July - having failed miserably to clear my debts by the 2012 Olympics (although I did have a good stab at it and cleared one debt fully) I would like to be debt free by then (still a bit of a marathon journey!) If anyone would like to join me we can have our own Debt free! Games at…
-
Changing My Life- Doing it for the kids
It has taken a few years to get to the stage Im at now and I am feeling good about things so I now feel that Im in the poition to sort a few things out with my life! So finances being first and foremost hence me stumbling on this thread. I need to get on top of paying things on time and in full and creating and sticking to…
-
A handle on debt
So, I decided a couple of months back to sort out the debt we have as we were paying it off just not fast enough. The table below lists where we are today with an unsecured debt free target of 2015. CC1 £5,475.46 19.95% CC2 £10,635.67 6.90% CC3 £8,281.12 6.90% CC4 £76.64 26.49% CC5 £5,384.27 18.65 Loan 1 £10,985.47 8.80%…
-
15 months, 1 Wedding, 1 Car, 1 Visa.
A little introduction; I live in england with my american fiancee, for now. On June the 17th 2013, we are getting married, and shortly afterwards, moving to Pennsylvania to start our new lives! This poses a few financial problems that need taking care of. As of 21/3/2012 i owe GMAC £4844.34 The VISA for America is £1500…
-
DanDan's Debt Free Diary
So with the new financial year upon us I have decided to stop burying my head in the sand and make a concerted effort to clear my debts. My credit rating is terrible at the moment, and I’ve managed to get out of the habit of applying for loans or low interest credit cards in the hope that they’ll be some magic solution,…
-
If you think nobody cares you’re alive, try missing a credit card payment!
Missed payment. Those two little words that every debtor dreads. It happened just before Christmas, which meant it was about as welcome as the annual coldsore that had erupted on my face. I mean, who wants to be reminded of the downside to debt while they whistfully max out every card they can get their hands on in order…
-
long way to go but on the right track!!
Havn't started a diary before but thought now that I would, I had my most recent lbm in Jan this year and am absolutely determined that this time I will succeed. I have done my soa and know that I overspend in some areas like sky, cars & mobiles for example. However I have recently started a new job and tripled my pay so…
-
So here we are again....
Hi everyone :wave: So here I am, back again, and pleased to see a lot of the old faces are still around!! I was here previously as SarahNeedle1872, but due to OH busting me moaning about him, I am back with a new username.... I have used this one briefly before, but this time I'm back to stay :) and it will auto log out…
-
Alibear's adventure
Hi everyone Here's another diary to add to the list if you'll have me? :) I've read so many inspiring stories on here I'm hoping to follow suit. I guess this is slightly different to the DFW-style diaries on here. I'm not really in debt, but will be living very frugally until the end of June, when I start a new job. I…
