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M&S Credit card ERROR IN PAYMENTS
About 6 -8 weeks ago I was contacted by M&S Finance re my credit card payments. Apparently someone who owed money had made an error in their bank details for payment to M&S and this payment was being credited to my account. I use my card frequently but have a direct debit set up to pay the bill in full each month. I had…
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Hi all
I am not sure if i am in the right place but i would like to say thank you to who it was who posted about using their two pound coins to make an extra payment to the credit card. I too save these coins but had never thought of doing that. I counted mine and was shocked to see i had £120 so i paid it into our credit card…
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BT Credit Card
I got a BT credit card not so long ago, put a transaction of £25.00 on But could only afford to pay £12.50 at the time. I do believe I paid on time. As payments seem to need to be received by the 20th of every month? I paid on the September 3 2010 but have been slapped with a LATE DEFAULT SUM And now I pay this morning,…
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Credit Card Fraud - how and when do I get my money back?!
What a time for it to happen - just in process of applying for a mortgage. Looked at my bank balance today and noticed a large amount had gone out to pay the balance on a credit card I rarely use. Checked that account, only to find several payments that are not mine. Have cancelled the card and it's due to be investigated.…
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capital 1 starter card.. when do you get limit increase
i recently got a bad credit, credit card with capital 1. they only give me £200 limit to start, then said when you manahe it propperly for x amount of time we review your acc and increase limit. has anyone had one of these cards? when will they increase limit?
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nationwide cards on holiday in EU
off to cyprus next week im sure this is on here somewhere but are my nationwide debit and standard credit card still the best to use?? what are the current charges with these?? I know the debit card will charge you starting in november? is this the same with credit card thanks:)
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paying off credit card balance
can anyone tell me if it is worth bartering with the banks when it comes to paying off the balance of a credit card ??
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Why do banks keep turning me down for a card?
Hi everyone, Just wondering if anyone can help me here. I'm 19 and I cannot for the life of me get a bank/credit card company to give me a credit card. I do not have any credit history as far as I'm aware. I'm not a student, I'm full-time employed in a well-paying job (£40k) for a large technology company, I rent a flat by…
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Help Question re Egg
Guys, We have two egg cards, one egg credit card ,one egg money, Our snowballing means we are just about to clear the egg credit card and next in line is the egg money, My question is has anyone been successful when contacting egg about getting a better deal on the interest rate, was considering calling them to close the…
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Credit Card Repayment Cover
Can anyone help .... I need to obtain credit card repayment cover for redundancy or sickness, where is the best place to get this from?
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balance transfer from an egg card
Hi I am a total novice when it comes to credit cards. I have had an egg card for around 10 years, just for emergencies only. I have used it a few times and have had a direct debit set up paying £30 a month just to keep paying something off it. Last month I checked my account and my balance was £640. I looked at the…
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Vanquis charges for cash advance
A while ago i used my vanquis credit card by mistake to withdraw cash and despite me clearing my card every month, they still continue to charge me cash interest. When i phoned them to complain, they told me there was nothing they could do as this was down to visa and if i stopped using my card for 2 months, i wouldnt be…
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Balance transfer into partners name!!
I am hoping someone can help, I really need to change my credit card to a 0% tranfer but I have been declined. If my partner took one out in his name could we then transfer the amount from my card?? I am not even sure that this allowed. All advice is very welcome
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Virgin Credit Card (MBNA) - Sharks!!!
Hi all Just had a very frustrating week, with the Virgin Credit Card. My husband has one of their cards which has a promotional rate of 0% until March. We have had several other Virgin Money products over the years and have always been impressed by their service. Not the Virgin CC though. I've never experienced such…
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I am charged 28% interest on my loan?
Mine is a long story, about 5 years ago I was in some fanincial difficulties due to changes to a separation. I requested a loan from my bank and they refused... but instead asked me to contact their subsidiary bank which gave a loan. Up to now I have never had enough energy to check my money matters because I just felt I…
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Advice for a n00b
Hi, Long story short my car insurance is due on the 15th of this month and if i pay in one lump sum its £1065 whereas if i pay per month its nearer £1250, So do you guys think it would be a good idea for me to put it all on a credit card and pay it in one go? How would i go about paying this off the credit card? Ive never…
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Does anyone know which...
is the best credit card for using abroad. Going to Spain soon & was just wondering which card would charge me the least if I was to make cash withdrawals or even purchase anything. Thanks in advance & sorry if this is already posted somewhere on here.
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Can anyone help me?
Hi everyone, Am looking for some advice on an outstanding credit card payment from 4 years ago!:mad::mad::mad: 6 weeks ago I received a minimal letter from someone asking if I used to live at an address 6 years ago.I thought it was someone trying to pinch my identity, so I called the number and they were a debt collection…
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Taking payment from closed account
I had a Egg credit card which I closed last December (due to them hiking up the interest rate....but we won't go there!!) In August I received a renewal notice from CPP (card protection plan) which I ignored because I no longer wanted cover and assumed as it was on the Egg card they wouldn't be able to take payment anyway.…
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Why is my credit rating so bad??
Hi, I was wondering if anyone can advise me. I have tried twice in two years but Tesco's won't let me have a credit card and tell me each time this is because of my "credit rating". I have had problems in the past too to get my electricity paid from "pay as you go" to monthly direct debit (sorted now but again they blamed…
