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MBNA credit increase , who do they use
I was wondering who MBNA use to check my credit score with when requesting a credit limit increase , as score is good with equifax , but cause of some stupid company reporting bad info to experian its gone bad on there , so until i get it removed i would like to know who mbna use
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applying online for a credit card
i have applied for a credit card online and it said i was accepted i was just wondering has anyone else done it this way and does your card come through the post straight away or do you have to sign anything and send it back to them like you do when you phone up and apply. any help would be appreciated
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Barclaycard Existing Customer Balance Transfers
sorted it myself!!!
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Monthly rate = What APR
Sorry if this seems a stupid question but if my monthly interest rate on a credit card is 1.2408% is the APR 12 times this, i.e. 14.9 %. I am reviewing my credit cards and most have the APR on my statements but MBNA seem to be unique in printing the monthly rate Thanks
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NATWEST money transfer
i need about 5k as a bridging loan for 30 days or so. so i thought natwest money transfer would be the easiest option. but i can only get 50% of my credit. since when has this been the case, im sure i was offered 90% only a couple of months ago?
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just want to check my thinking is right on interest
hey i have a student credit card(for the protection it offers) and have a small interest free period about 50 odd days for purchases. I brought a computer(for 165) which is on my bill dated untill the 10th of march and it says min payment 5 pound to be taken by direct debit on the 4nd of april however since the 10th of…
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Advice regarding transfering a overdraft over to a credit card
Hi, i currently have a 1100 pound overdraft which i am living in, im currently paying it back at 50 pounds per month (was 1200-have saved 100 so far) and am considering transfering this over to a 0% credit card so my current account looks better etc i am also getting charges every month of around 11 pounds (current account…
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credit card free picture offer
Hi just a quick post to say that about 1 1/2yrs ago i took up an offer from mint to have a 'free' personal picture added onto my card. hey presto a week later it arrived. Now my card has just expired and automatically they send out a new card with picture -only this time a £10 charge appears on my bill! they were not going…
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Please help
hi :-) i have a 21 year old son how has sadley got into debt and i am strugling to advice him. he has £2000 on a manchester united credit card which he is paying off with minimum payment and he also bought a tv on credit. apparently he has done this over the last year but now he is worried. he has not fallen behind in any…
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Direct Debits & Refunds into LTSB Airmiles Duo > statement balance
Hi, I have a refund into my Lloyds TSB Airmiles Duo card. The refund is around £700, the balance on my statement (20/3/09) was £400. However, I have used my card recently, bringing my balance back to about £750. Will the £700 refund stop my direct debit (Full) from being taken? Thanks!
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Charges for phone calls
Hi everybody, I have recently lost my job and enlisted the help of CAB to come to an arrangement with my creditors, however I have found that everytime the Halifax (Loans) phone me they charge 10 pounds. They have already said they will be phoning me every 10 days so that is the princely sum of 30 pounds per month being…
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Virgin Atlantic AMEX
Have any existing card holders got any promotional BT rates? Thanks
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Egg Money Cash Withdrawal...doh!
I've just noticed the D(:rolleyes:)W has withdrawn £10 using our Egg Money Mastercard. I realise that some charges will be inevitable, but I want to minimise them/the interest I'll have to pay. I've read the credit agreement, but can't really understand it (I've always paid credit cards off in full each month, so don't…
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Random Credit Search by Egg
Hi I noticed on my Experian file today that Egg (who I have been a customer with since November) have performed an unrecorded search on my file yesterday (31st). Is this normal practice by Egg .. or something I need to look into ... Thanks, Tori ..
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paying credit card bill with debit card query
Hello, I accidentally forgot to pay my Sainsburys credit card bill last month (was very busy and genuinely overlooked it), so when my statement came in I decided that paying over the phone with a debit card seemed like the most immediate way to get my account out of arrears. I called, and paid the arrears as well as good…
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Late payment - their fault! Help please
I've got quite a few credit products including credit cards and store cards and never been late with a payment ever. All the payments go out by direct debit at different times of the month. I've just received a store card statement which says I didn't make any payment and broken the agreement. The direct debit should have…
