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Egg money limits
I have an Egg money card which we are trying to use for all our spending. Unfortunately they will only give me a limit of £900 which is not anywhere near enough to cover our spending. I requested a limit increase online but was refused, no idea why. :confused: Does anyone know how long I need to wait before trying again?…
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Couple of Egg Money Queries
Hi guys and galls Just a couple of quickies really. Is there a limit to the amount of positive balance you can have on an Egg Money card? If we open a an Egg Money account with my wife as main account holder and I have a card as well, could I then apply for a 0%BT from some other lender in my name and have the funds put…
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Living abroad
I normally live abroad for a few months a year in the south of France. I'm just wondering what credit card companies would charge me for sending statements to my foreign address. Also would I still receive promotional mail. Do any companies charge for running my account whilst I am abroad as well. Thanks
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Capital one
Hi guys, Ive had a a capitalone credit card since january of this year ive paid my statements off all in full my limit is still £200 when will it increase or how can i have my limit increased if i pay my minimum amount each month will that increase my limit? Thank you
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Student with Credit Card!
Has anyone got any ideas. I have become a mature student (nurse) and after being stitched up by my ex-partner (and if I'm honest some bad choices on my behalf too) I have a credit card at £7,500. My limit is £9,000 so I'm within my limits but I just seem to be paying off the minimum amount and it isn't going down at all.…
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Egg won't accept a S.O. for repayments !
Having been stuck paying the minimum each month off my Egg card, I decided to take Martin's advice and change it to a fixed amount, so I cancelled the direct debit and setup a standing order instead for £20-odd more than the minimum payments were (I don't buy on the card, just repay). I emailed Egg to let them know and got…
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Marks and Sparks
I've heard M&S are a bit tight on their limits. Can you guys give me some examples please????:D I've applied for one and it's in the post, i'm getting a bit impatient. They gave an example limit on the agreement but I don't know whether this is generic or they're breaking the news to me gently!;)
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Debt Agency or Not??
I have a Barclaycard which each month seems to accumulate more in interest than I pay off!!! I have been given a sum of money which is not enough to pay off the full balance. What are the chances of Barclaycard agreeing to a reduced settlement? If they don't should I let it go to a Debt Agency as I know that they do accept…
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refund
Hello All, Had a refund for a item I sent back as there was none left in stock. eBuyer refunded it to my card that was reported “Stolen” so it was cancelled. Refund was taken place on 2nd may and still no refund came thorugh. I run eBuyer and explain the situation they said it been authorized and they gave me a transaction…
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Help for a newbie please
Hi folks, Can someone please explain a credit card thing to me: 0% on purchases for 12 months - does that mean that as long as I pay at least the minimum payment each month then I wont be charged any interest on the balance till the 12 month deadline is done (by which time it makes sense for me to have paid it all off) I…
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switching loan to a credit card
is it possible to switch the balance of my loan onto a credit card to take advantage of the 0% balance transfer? if so, any ideas which financial institution would offer this service? thanks.
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Nationwide cc chargeback - Pls HELP!!
I've purchased a laptop at a shop, travelled abroad and the laptop was faulty, got back a few days after the 28 days period given to return a faulty item. I took it back to the shop and was told that they were not able to change the faulty laptop because the 28 days period was over and i should now call the techguys and…
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Nice little earner for Amex
I pay off all my credit cards every month by direct debit, but I just had a shock when Amex debited my current account even though I don't owe them any money. On all my other credit cards, when the direct debit is initiated, which would be about 3-5 days before the money transfers, the amount debited is calculated as the…
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credit limits, wot do u expect?
Can the cc companies do any right? If they give too low a credit limit, then ppl ring them up and cancel the card. Sweep it out the way and say, " i would'nt apply for that card, I earn 20k and they only gave me a 2k limit" If they give too much of a credit limit, then they are an "irresponsible lender"! What are they…
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Which CC Offer Best Rewards
I'm looking for a card that offers some good rewards. I'm one of those that pays my card of every month and rarely carries a balance. I have a home ran business that I charge stuff for quite often. So my thinking is to get a card with some good rewards to get a little cash back. Any suggestions? BTW: I"m in the U.S.
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Barclaycard 6.9% offer
Hi My husband has a Barclaycard with a balance of £2405.13 at an interest rate of 18.9%, he pays £70 a month (just over the min payment). He rung them up today to see if he could get a lower interest rate and they offered to lower the current balance and all future purchases to 6.9% on the condition that he spends £50 a…
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Buying Foreign Currency on AMEX from Travel Agent?
Just got a new AMEX Platinum card and obviously want to maximise the cashback opportunities. My question is this: If I find the best exchange rate is someone like Thomas Cook (who accept AMEX), can I buy my foreign currency and/or Travellers Cheques from them and still collect the cashback? Im fairly sure that it won't be…
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LTSB- not playing ball! help
hi- i know this is a fairly common thing but here goes.... have outsatnding credit card debt of £10300 with LTSB platinum. As per my own advice and everyone on here rang them up to confirm what current APR was and to get a reduction in APR. SHOCK- 19.584%... i then went for the i want you to reduce it.... their answer-…
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Egg money - Chargeback advice
I recently queried a transaction on my money account, Egg decided to refund the money to me, in the meantime, some goods have been delivered (to a neigbour as I wasn't in) and the company in question want me to pay for the carriage back to them? Anyway, Does anyone have any advice on this - I have goods I don't want and…
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Can any Natwest employees answer my question please?
I got a Natwest student credit card in oct/nov 2005 with a 350 pound limit. Recently, I happened to see this advert: http://www.natwest.com/personal02.asp?id=PERSONAL/DAY_TO_DAY/CREDIT_CARDS/STUDENT, which promises a 500 pound limit. As I am completely broke (through no fault of my own) and dont want to borrow from my…
