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Information
Hi I am seeking information regarding credit card transfer, I did intend to take out a small loan of about 4/5000 but after reading about credit card transfer I thought that I would see if it would not be cheaper to do that. At present I have an American Express card with a credit limit of 4900 and my repayment date is…
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online currency
if i order us dollars online do your credit card company charge you
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CO-OP, good for you?
Just been looking at the CO-Ops Clear Credit Card, 9.9 APR, no balance transfer fee, etc, etc. It says, Good for you. Good for the planet. Any comments / opinions? :think:
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how much will they charge?
hi,im looking at getting the MBNA card to do a balance transfer my £1500 overdraft on. im trying to work out how much will i need to get on the card?will £1600 cover it?i mean will i get charged 2% for the balance transfer then 2% again to put the cheque into my current account to clear my overdraft?is this wrong,if so how…
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BT with bad credit rating
have just over £2k on my card. looking to try and get a 0% transfer. defaulted on a loan a couple of years ago this getting paid monthly, not missed any payments.i have a rating of fair and 366 points? before i start applying for cards does anyone know of companies who i should try if there are any? thanks
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LTSB Mastercard Woes...
Hi all, Been a lurker for some time, but never really felt that I had anything to contribute, but now I have a question. I'll not bore you with long details, but never been too hot with money, but just recently started to turn it around some, though things are still tight. I got a letter through on Tuesday from Lloyds TSB…
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Does Anyone Know If You Can Bt From Cahoot To A Credit Card ?
I Have Just Taken Up The Credit Card &more As It Has 3.9% For The Life Balance I Want To Transfer From My Cahoot Account To My &more Card Has Anyone Had Any Luck With This As &more Says I Can Not Do It !! Any Help Would Be Great On This Matter
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MBNA Lifestyle Reward Scheme
I just got a leaflet through today about their new reward website for MBNA customers only: https://www.mbna.co.uk/lifestyle the entry code is MBNA and you may need to turn off pop up blockers. There are many different discounts on various things. There is also a gift voucher discount scheme seems very similar to an…
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Paying off credit card in full
I'm a noob here so go easy on me. I have searched for an answer to my question but cannot find one. Some time ago I was listening to the radio and a money expert mentioned that if you pay off a long term debt on a credit card then it is possible to negotiate a settlement figure lower than that of the outstanding debt.…
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Credit card debt+Student debt=headache
Can anybody give me advice? I am a mature student. I'm back at Uni studying Business Management. I was working full time before I went to Uni so I was card tarting and had a lot of finacial pressures at the time. I managed to get in to over £2000 of debt on two cards (this includes all the books I had to buy for my…
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Remortgage first, then do a BT?
hi all, just coming to the end of my 0% with the HSBC. Wanting to do a BT for a better deal to avoid their standard rate of 13.9%. But I am soon to remortgage (Jan) and I dont want too many credit checks done which could hamper my chances of a good remortgage deal. Knowing that asking for credit in a short space of time…
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Um...am i lost?
Hi guys So sorry if this has been done before, I’m finding it difficult navigating to where I want to go on this site. I have a pretty decent credit history in my opinion, I’ve had one load I’ve paid off, I’ve had a couple of things on finance. I was a bit lazy in the year and forgot to pay my credit card, I only had a…
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Mint C/Card 4% cashback for December
Mint C/Card are giving 4% cashback on purchases made in December. Is there any way we can exploit this to our advantage. Thanks Moneysaver
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Can i do that ?
I dont know some is using my credit card detail to make online transcation ... i spoke to my bank but is it possible i can have same new card with different numbers on it.. Cheers
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window provider do not accept credit card!!!
I moved in my new flat and will have the windows replace with double glazing. After getting different quotes I choose a local windows factory. The saleman didn't pressure me, the price was ok and they are registered fensa with 20 years guarantie. As I sign the contract ,I had to pay a deposit and will have to pay the rest…
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First Direct Credit Card - Cash advance
First Direct have reviewed there cash advance policy and now you'll be charged interest from the day you withdraw cash instead of previously having an interest free period. Just for info .....
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Anyone know how to phone call credit?
I wrote to call credit several weeks ago about an incorrect linked address. Does anyone know a phone number for them (can't find one on their website). I could send another letter but it's frustrating if they don't respond, hence I would like to call them.
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Balance Transfer from US credit card in Dollars to Best UK Credit Card
I have a credit card with the Bank of America from my time living in the USA but want to make use of the low Dollar rate by transfering it's balance to a better terms UK card. Does anyone know which cards here in the UK offering competitive balance transfer rates will be able to transfer funds in US Dollars from a US…
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Duration between cards and searches?
Hi All, I am new to credit , i got my first ever bank account in June this year and same time i applied for the barclays card and i got accepted and using that since june , but during that period i made 3 more credit card application with other lenders( Nationwide, Capital one) but they turned me down . Well i do…
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M&S online banking "coming soon"
Sorry if this has already been mentioned. The M&S site is now asking for email addresses to provide customers with information about the coming online banking facilities: Can't wait!!