Just a quick reminder. If you have unused credit cards, cancel them & close the account. This does two things i. it improves your credit score and ii. It means in roughly 18 months you may qualify for introductory new customer offers on the same card Of course this doesnt mean close every card, it's always worth keeping…
For the second time, I have had a Tesco credit card statement showing a 'nil' balance due following spending of less than £1. (I had used Fastpay to collect a 'security amount' between 1p and 99p used to the verify the card.) They have credited an item described as a 'small balance writeoff' Let's assume that anything less…
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