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Bankruptcy & living with it
Archives for April 2011
Discussion List
Name off of mortgage
Hi I am finally getting my name off of a mortgage that was in mine and my ex name. I might have to be declared bankrupt if I cant get an IVA or DMP. would they see me getting my name off as fraud? I have not been contributing to the property for 18months now and I can prove that my ex has been trying to get a remortgage in…
Does being straight get you anything?
Hello All, Having recently handed back my property as I could not afford the mortgage after my wife left me, plus other debt but thats another story I wondering what happens next and the best way to play it with the mortgage company. I have considered bankruptcy as there will be a shortfall and have recieved mixed advise…
Notice of Disassociation
I have an IVA running at the moment (nearly a year into it and just over 5 to go). its is running fine and I have no problems but my husband is unaware of it as the debts were my own and I got into a mess. I know i should have told my husband but I have two children involved and it would not end well if he were to know…
thank you especially debtinfo re "employment do i need to tell my employer about BR"
hello everyone, i just wanted to thank everyone who gave me advice regarding whether i should tell my employer about my bankruptcy especially debt info. to recap the contract stated ""the company shall be entitled summarily to terminate the employment without notice and without any payment in lieu of notice if the employee…
Buying Beneficial Interest
Hi there, I have been reading through the forums and have a quick question. My hubby is bankrupt and the trustee has agreed for me to buy his share of the BI, the agreed amount is £14000. I just wondered what other costs I will incur for the paperwork to be completed. The letter says I have to pay them £300 to have the TR1…
My SOA
Hi all, as were getting closer to moving house, I want to get everything ready for when I go BR. This is my soa after we have moved house in two weeks time, can you tell me if this is ok. At the minute it is an estimate and is made up of benefits so not 100% sure if it is correct but I have used the figures given to me by…
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