-
Help! Refused a bank account.
Hi, sorry if this comes across weird, using my mobile as i in into panic mode! my OH was rejected by barclay's last week and he has just rang coop about that appliction and has been told he has been rejected also, the guy on the phone said based on the information supplied by experian. What the hell do we do now? Thanks
-
OR Paper work
hi all, Got my paper work from the Ro today with the things they want etc and want me to sign is it best to write a short letter and put in with the paper work just telling them i don't have bank statement as im paperless billing and that i don't have loan agreements etc i have cut up all my cards and got rid of them i…
-
Christmas Job
Hi, I am right in thinking that if I took an extra job on to get some money for Christmas I would have to inform the OR and it would be classed as surplus income so take it for an IPA, or would they let me have a Christmas job? Thanks Poodle:D
-
Bankruptcy and pension
Hi all Just had a thought, can anyone help!??! I have been paying into a pension (teachers pension) for 7 years...is this seen as an asset?? Will any money in there be taken by OR when I go bankrupt??:confused: Many thanks
-
Chase up the OR or not? DO IT - IT PAID OFF!
Hi again, sorry another question just popped into my head! As some of you may know my OH went BR on the 16th Sept. He received a telephone call the next day from the OR office confirming a few details and said he'd receive the forms and details of the OR interview in the post. Now, i would normally just think to leave it…
-
CCJ Question
On the BR forms where it asks for creditors, what do i put for the CCJ as i've not spoken to the court to ask who it is from and they dont know where i live at the moment. Can i put the Court name and Ref number or do i have to speak to the court for the details of the claiment?
-
My Experience of Bankruptcy... so far.
So, after deciding to finally take the plunge and make a new start, I finally went in to make my petition today. After speaking to a lovely woman on the telephone on Friday who let me know what time the building opened and that it was a walk in service, I was quite relieved that not everyone in the court was going to look…
-
soa help
just done my soa, i new money was going to be tight but didnt realise how bad it was. can you have a look and tell me if it looks ok im waiting to here if i can get help with my rent thanks Household Information[/b] Number of adults in household........... 1 Number of children in household......... 1 Number of cars…
-
Final, Final SOA any comments welcome
Household Information Number of adults in household........... 2 Number of children in household......... 0 Number of cars owned.................... 0 Car is in partners name but i'm main driver Monthly Income Details Monthly income after tax................ 1140 Partners monthly income after tax....... 522…
-
Help with SOA
Just going over my SOA not sure where to enter mortgage details. I have joint ownership of a house but dont currently live there and rent a property. I pay a contribution to the mortgage, does it go under the secured debt section? If it does it asks you for amount which would be £94 000 (this is current balance) then asks…
-
another SOA question
Just doing the last minute checks on my SOA as some outgoings amounts have changed since moving. I'm unsure as to to what to enter when asked for rent/mortgage payments. I've not been paying the mortgage, will let them repo but do I have to enter my rent payment or my mortgage payment or both? Can anyone tell me what they…
-
do any of the DCAS ever follow through thier threat of bankruptcy??
hi everyone, im interested to know if anyone has any insight into the dcas THREATS. do they ever actually follow through thier threats and petition for the debtors bankruptcy even if its only just above the threshold of the amount they need to petition( i believe 750 quid?) im interested as a friend of mine is in a bit of…
-
BR Questions/Advice Please
I have a date set for the 6th of October at the court and have a few questions if you would be so kind to answer/advise me on them? I have checked my grievance/disciplinary procedure at work and there is no mention of bankruptcy being grounds for dismissal. Therefore, I don’t intend on telling my employer, however, if they…
-
Can i pay cash into my co-op account via po
Hi i thought everything was going smoothly in regards to changing benefits & DD over to new co-op acount benefits were going into my new acount untill this wks payment which has some how went into the old Bank acount :eek: phoned benefits agency and they apologise and dont know how it happened ! I will have to go to ATM…
-
Hassle from Creditor post BR
Hubbies still getting threats from a creditor, who was a supplier to his now closed buisness. He is making the threats through hubbie's new boss who is now a customer of this creditor. The creditor is saying they are going to fight the BR to get it overruled and wants my hubbie to come to a "private" arrangement to pay…
-
Keeping car in BR
Have any of you had to write a begging letter to the OR in order to keep your vechicle exempt from your BR and how did it go.
-
BR Friendly insurers?
Good Morning all, Car insurance due in December, need to start saving. Is there a list of BR friendly insurance companies around? I really can't afford to have my premiums hiked up because of BR. :o
-
OR interview at 11.30 today
I have my OR interview this morning at 11.30, I am totally having a panic attack. I didnt go to court as I didnt petition my own BR so this is the first face to face official dealings I have had I have loads of paperwork missing, no historical paperwork at all, I have tried to get as much as poss together but after a few…
-
Fee Remission
Hi everyone. Can anyone explain the fee remission? Not Sure If we would qualify for it. Do they take your benefits into account? Sorry if i sound thick but i'm filling my online forms in and my head is in the shed. Thanks CG
-
Tigerfeet says....
Hi Everyone, Just had message from Tigerfeet. She is having a few PC connections problems at the moment & has important priorities in `Tigerworld` which mean that she may be missing for a while. Tiger would like me to let you guys know that she is OK... we don`t need to send out the usual search parties :rolleyes:! So we…
