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Big problem with online form :(
Hi all, really at a loss here - have completed my OH's forms (online service) all ready to submit/view & then lock but the form keeps reverting to less than 100% :mad: therefore I can't submit the form - this is driving me mad & really stressing me as my OH has his appointment booked for Friday @ 10.00 a.am :eek: What to…
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OT: Lightening strike!
I realise this is nothing to do with BR but as i've only ever posted here before I figured I may as well ask :) Just had a lightening strike down the road from me which has blown all the power in my street (i'm sat here in the semi dark with my laptop on limited battery :eek:) this may be a " how long is a piece of string"…
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Online Forms can you print before Submitting?
Hi silly question but can you print your online forms prior to locking and submitting, I would just find it easier to go through by reading with a strong cup of coffee, my eyes tire after looking at the screen for so long and i want to double check before locking. Also what happens when you submit ? is the information sent…
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Joint Bankruptcy - anyone got any help for us?
Hi, My hubby and I are intending on going bankrupt at the same time in the very near future due to creditor hassle for money we simply dont have, I went into the county court today to get a form and asked if we could do it as a joint application, the lady there told me that we could do it but would need legal advice to…
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Google
When ever I’ve been using Google lately, I’ve noticed that most of the sponsored links are to Bankruptcy and Debt advice website? Even thou what I’ve been searching for had noting to-do with my bankruptcy? Is this just coincidence, or is there something else afoot!:confused:
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Another British Gas Thread
Hi all. Had a good trawl through the posts already made, found similar, but not specifically the same, so thought I'd ask. My wife and I went BR in early Feb, and a small part of the insolvency was around £500 owed to British Gas. I politely wrote to them straight away, recorded delivery, with a copy of my Debtors Petition…
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Income Payment Order questionnaire
Hi, I made myself backrupt on 20 Feb this year and have just been sent a IPO questionnaire mentioning early discharge, does anyone have any idea how long this takes normally and any other info, many thanks Chris
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A few questions before tomorrow
Well tomorrow morning I am in court at 10am, can't believe it has come round so quickly. I have 3 copies of my forms printed, do I sign any of it or just leave it all to sign in court tomorrow? I have tried to fill in the remission form for the court fees but I don't have all the evidence required eg only evidence I have…
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Equifax Credit Report Question - No Bankruptcy
Hi all, I wanted to clean up my credit reports so applied for Equifax report. But it doesnt show my bankruptcy or any credit agreements. Whats the process in getting this up-to-date? Has anyone else experienced this before? Thanks in advance for all your help and advice N
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Not sure what to do
Think im up s**t creek and I need a paddle. We have a mortgage of £140k (20 years left) A secured load of £30k (9 years left) A loan from my mother in law of £15. (3 years left) House value £200K Replayments. Mortgage - £550 a month Loan- £650 Unsecured - £325 The loans are in joint names. The monthly repayments are…
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Flippin' Car
Ok getting really close to having the money to go BR, literally a hundred or so pounds away (2 of us). The car has broken down, clutch gone, £300 pounds gone in a flash!!! Couldnt do without it at all as it is the school run car, so back to saving. Spoke to the Insolvency Helpline today as were scared of the letting…
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Business Accounts
hello I went bankrupt in March, and Natwest has been informed of my bankruptcy. I am really gutted, as they wish to speak to me to finalise my account. I am so disappointed, as I only listed this account as I wanted to be truthful on my bankruptcy form. I did not owe them any debt and there was no credit facilities…
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critique my SOA
I would appreciate critism before I write this down thanks Statement of Affairs and Personal Balance Sheet Household Information Number of adults in household........... 2 Number of children in household......... 3 Number of cars owned.................... 1 Monthly Income Details Monthly income after tax................…
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Nightmare - please advise
Hi I have just found out about a very small field (agricultural value only) that is registered in both mine and a relatives name. It was in Trust years ago but apparently when that was dissolved (no monetary gain) it was put in our joint names. If i go BR will i have to declare this and if i don't will they find out? We…
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Deficit on SOA question & going BR decision!
Hi spoke to the CCCS BR team today, they were really helpful but have got a question or 2!! people on here may have experience of? They have recommended moving out of our home to rent and then BR:eek: its not sunk in yet and im scared stiff!! Hardly moved from this site lately as just reading peoples experiences on here is…
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What do you think this means?
Hello, Have just 7 weeks left of BR. Have just sorted out the BI and LA policies (our cheque was cashed last week). Ex Hubby (who is also BR), just recieved a call from OR asking him to confirm his address as there will be a LOT of corresspondance over the next few weeks. What will this be? Will it be about our home?…
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Job progression after a BRU
I wonder if it might be possible ask a little advice. I have a BRU which expires in 2011. Six months ago I accepted a job with a small software company that has been established for 7 years. The business employs ten staff and I was recruited as Sales Manager, effectively reporting to the CEO (but no staff reports). I had…
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Mortgage shortfall?
My husband was made BR in 1995,our house was repossessed and was sold well below its value.Some years later West Bromwich wrote to me with a demand for 45.000 the shortfall,they have insisted I pay this back to them.I have been paying £10 per month for some time now.I asked for a copy of the original mortgage and it…
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Parents thinking of going Bankrupt
My step dad has got himself into £30k's worth of debt and the minimum monthly repayments on it work out at £650 per month. They also have £95k left on the mortgage (house is worth £105k) and the repayments on that are £850 per month. Total outgoings = £1500 per month (excluding bills/living costs etc..) My step dad has…
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Money pre IPA / Interview
I went BR late last month, I've been paid since and don't have my interview (face to face) until next week. Am I right in thinking I shouldn't spend any of my wages on anything apart from essentials? :confused:
