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is this allowed?
hi as you have probably gathered , i am a newbie hear and my hubby will be going br soon!! i have (yet again) a few more questions!!! i am really confused about beneficial interest, basically we are really really hoping to keep hold of the house , i am not going bankrupt just hubby so i am hoping to buy the beneficial…
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Repaying Family Borrowing and BRO's
Hi, It seems that there are so much you need to learn about and be aware of whilst going through the process of BR that my head is gonna explode :confused: .... Just recently i repayed a debt to a family member of 300 pounds as they had a desperate need for it, i never thought anything of it until i started looking in…
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Barclays sold my debt.....?
I received a letter today saying that Barclaycard have sold my debt to MAX recovery. I went BR in January so I am wondering why MAX recovery would "BUY" such a debt. The letter was quite clear that it was not a demand and that they would be in contact with my supervisor/trustee, and that I need to take no further action.…
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Implications??
Hi i have just had a conversation with a friend of mine that is deeply in debt(somewhere around 40k)while i think shes just panicking just now facing up to the size of her debt she has suggested that she wants to move house and hope the debts dont follow her(shes in rented accommodation and has no plans to buy a house.) so…
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The day is nearly here
Hi, I just wanted to say what a great support all of you guys on here have been without even knowing, I have been reading on this website for a while now and building up to actually writing anything!! Just knowing that there are other people going through the same thing and you are not alone really helps. My court day is…
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Bonus from work
I am due to receive a bonus payment from my employer for about £400. Do I have to inform the OR about this cash (I believe it is in lieu of a pay rise this year). If I do.... do I have 28 days to inform them!!
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Bankrupt today
Hi Have just got back from court- am now a bankrupt. Ive been really nervous all weekend- and was expecting snotty court staff, outraged members of the public pelting me with rotten eggs and judges in wigs thundering at me. Nothing could have been further from the truth. My local county court is a really horrible 60's…
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Thank you Seahorse
Hi Seahorse, been trying to PM but it wont go through :confused: Just to say thank you very much for your PM, youve put my mind at rest Thank you :A
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dunno if i have done the right thing...
but i have just told our "practice manager" that i may be going BR and asked what the company line is regarding it. she is gonna find out from HR and let me know.. wondered not long after if i had done the right thing but i was hoping that they would cut me some slack regarding things as my head is up m !!!! and i cant…
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Question about IPA payments
After bankruptcy and once the monthly payment has been set by the OR, how often do you have to show your bank statements to the OR? I know that if your income changes over the three year period I would need to inform the OR and that the payments would be adjusted. But is there a formal check every year for three years? If,…
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I&E for review please
Hi there Just preparing my SOA/I&E for the big day tomorrow (hopefully ifI get everything complete) Im petitioning at the High Court(RCJ) so am pretty nervous. Can you let me know your thoughts on this Family consists of me, my husband and 1year old daughter. I am not working at the moment due Post Natal Depression. My…
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Change of name
seahorse101
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Cannot afford BR fee
I've been looking on here on and off for awhile now and feel maybe BR is our only option. My OH was made unemployed 2 mths ago and we've been struggling. We've had to borrow money off his family to get by. We set up a DMP with payplan 3mths ago, only managed 1 full payment and then OH lost his job. Where having to make…
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Save our camper please
Hey Hey My OH was advised to go BR months ago, we have struggled on, probably be cause of the fear of the unknown and the sadness that it has come to this. This forum has made me realise we are not alone, and that is a comforting feeling. We rent a council flat and do not own anything of any value. My main concern is a…
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can CAB print BR form ??
i need to print my forms off for BR and i dont have a home printer at the moment. dont want to use one here at work. will the CAB do it for me ?
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Pensioner going Bankrupt?
Hi My OH is 65 and claims state pension. Is unemployed and has debts of c36k We live in housing assoc house with two dependent children. I have my own debts but am director of a ltd company (not making loads) and would be able to manage my debts without his. The only way out we can see is for oh to go bankrupt. Any…
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phone calls from creditors...
as i am gonna stop my DD's end of next week , the phone will start ringing ... what can i tell them to minimize the calls upto going BR ?
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I And E Help Please
hi evryone please can someone take a look at my i and e please hubby going for br soon, i am not and dont work, i look after my sons incoming hubby wage 2185.00 family allowance 120.00 2305.00 total outgoings bt dd/ 40.00 mortgage 836.00 car insurance mine 37.00 (needed for sons school and activities) COUNCIL TAX 111.00…
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i and e help please
hi evryone please can someone take a look at my i and e please hubby going for br soon, i am not and dont work, i look after my sons incoming hubby wage 2185.00 family allowance 120.00 2305.00 total outgoings bt dd/ 40.00 mortgage 836.00 car insurance mine 37.00 (needed for sons school and activities) COUNCIL TAX 111.00…
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Peterborough Court
Hi i was just wondering if anyone had any experience of Peterborough County Court? Thanks
