Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    nfarrington
    0 WOW
    Clydesdale Bank - overseas charges....
    • #1
    • 9th Jun 08, 2:47 PM
    0 WOW
    Clydesdale Bank - overseas charges.... 9th Jun 08 at 2:47 PM
    Hi
    I've just returned from a trip to Ireland where I used my Clydesdale Bank debit card to withdraw money from an ATM. On a withdrawal of 230 I have been charged more than 8 in fees!! This equates to 3.75%. Is this legal???? I was with First Direct up until recently and was never charged more than 1.75% for using my card abroad. This seems outrageous. I thought bank charges were supposed to be 'reasonable'?? Has anyone else had a similar experience? Is there anything I can do to reclaim these charges?

    thanks
    !
Page 1
  • starrymong
    • #2
    • 12th Jun 08, 10:04 AM
    • #2
    • 12th Jun 08, 10:04 AM
    hiya i live in germany and over the past 3 and a half years of being here i have paid around 1900 charges (that was at last count done in feb) i am in the process of trying to claim them back.i am with an independant firm who is also claiming back my overdraft charges and interest paid on our loans and car finance. worth looking into as it all adds up!!!
  • YorkshireBoy
    • #3
    • 12th Jun 08, 9:51 PM
    • #3
    • 12th Jun 08, 9:51 PM
    I've just returned from a trip to Ireland where I used my Clydesdale Bank debit card to withdraw money from an ATM. On a withdrawal of 230 I have been charged more than 8 in fees!! This equates to 3.75%. Is this legal????
    Originally posted by nfarrington
    Perfectly "legal". They're 'fees' not 'charges'. You availed of the service, and paid the fee as notified in your account T&C's. I'm with Yorkshire Bank (same group), and the fee was increased from 3.50% on 3rd March this year (at the same time the purchase transaction fee saw an even bigger increase, from 2.0% to 2.75%).
    This seems outrageous.
    I agree. That's why I use a Nationwide debit card for foreign ATM withdrawals.
    I thought bank charges were supposed to be 'reasonable'??
    As above, they're not bank charges (as in possibly reclaimable)...they're fees for a service.
    Is there anything I can do to reclaim these charges?
    No, I'm afraid not.
Welcome to our new Forum!

Our aim's to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

194Posts Today

1,555Users online

Martin's Twitter