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    Loans, Credit Checks, Undisclosed Finance, Potential Fraud... NIGHTMARE!!
    • #1
    • 14th Sep 05, 11:23 AM
    Loans, Credit Checks, Undisclosed Finance, Potential Fraud... NIGHTMARE!! 14th Sep 05 at 11:23 AM
    OK it goes as follows, I've applied for a loan with Liverpool Victoria due to good rates via online applications all was going hunky dorey until all of a sudden I appear to have either finance, hire purchase or a loan against my name and they can't release any funds due to undisclosed finance against my name.

    I've racked my brains and my bank statements to no avail as I've never had a loan and only had 2 HP agreements fro cars, one of which is setled and one is being paid at present.

    I've done a credit report/credit check on and nothing un to ward came up other than 2 store cards with balances of 0, my settled HP finance and the one HP finance I'm paying at present. However LV use experian so I've requested a report from then and and until I receive that I'm in limbo.

    However my fear is that somehow, somewhere along the name, someone has used my name and details for a loan/HP/finance agreement. Looking for advice as to what to do if this is the case?

    Please someone help me as I'm getting pretty stressed due to the fact that there's the potential that someone somewhere has pretended to me to gain finance of some sorts?

    Thanks in advance
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