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    Will salary sacrifice impact mortgage amount?
    • #1
    • 3rd Mar 08, 1:37 PM
    Will salary sacrifice impact mortgage amount? 3rd Mar 08 at 1:37 PM

    My partner is the only one working at the moment as I'm looking after our 3 children at home. My eldest is now old enough to have the child care vouchers but we could also use the salary sacrifice scheme whereby we don't pay tax or NI on the first 200'ish pm child care. Are childcare costs are about 400 pm at the moment (this includes the vouchers) would the mortgage company take this expense into account when offering a mortgage amount? We have no debts or bad credit history?

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