**Help** mortgage payments

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jason_davey
jason_davey Posts: 10 Forumite
edited 28 November 2017 at 12:56PM in Mortgages & endowments
my ex partner and i have a house together.

i own 93% and she owns the remaining 7%

she left me four months ago and still continues to pay her half of the mortgage at the moment but i live in fear that she will stop as she keeps threatening it.

the house has been on the market for a few months as she wanted his 7% share now she has left.

i have offered to buy her out at its current value. but she refuses to accept.

can any one advise where i stand if she stops paying?

is she still entitled to his share if she stops paying.

if i sell the house in the future and it increases in value does her 7% move with this?

she is also threatening to move back in should i take the house off of the market.

thanks in advance.
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  • AnotherJoe
    AnotherJoe Posts: 19,622 Forumite
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    Get. A. Solicitor.

    Now.
  • Neutrinno
    Neutrinno Posts: 310 Forumite
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    You need professional legal advice, not advice here I'm afraid.
    I am a Mortgage Broker.

    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • jason_davey
    jason_davey Posts: 10 Forumite
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    any other opinion? - i have thought of this but i would prefer to reason with her and not sure where i stand exactly.
  • v40vol
    v40vol Posts: 35 Forumite
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    Him/Her???
  • jason_davey
    jason_davey Posts: 10 Forumite
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    sorry typo her
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    Seems clear you won't be able to reason with her.

    Confused as to why she's paying half the mortgage for 7% share.
  • Pixie5740
    Pixie5740 Posts: 14,515 Forumite
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    What does your declaration of trust say will happen in the event of the relationship breaking down?
  • jason_davey
    jason_davey Posts: 10 Forumite
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    i think she left off the cuff and now wants to come back but i dont want to know.

    my opinion is that she thinks there will be a hold over me on the house (7%) and unless we sell completely then she will always be there.

    although i want to keep the house as the kids schooling is local and it would mean a big up lift.

    im not sure what it says exactly - i will look in to it
  • jason_davey
    jason_davey Posts: 10 Forumite
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    i know her half is around 500 pm
  • BoGoF
    BoGoF Posts: 7,099 Forumite
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    And it's never a good idea to use your real name (assuming it is) when asking about disputes like this.
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