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Post Bankruptcy - can i be named on house deeds?
kerrywerrywoo
Posts: 3 Newbie
HI
I went bankrupt in 2011 due to debts run up my my ex on my credit cards and was this was dissolved in Dec 2011....I got married in 2012. My husband recently purchased a home and I would like to know if its ok to put my name on the deeds too or could someone make a claim on it as an 'asset'? I think there is a time limit but i might have imagined that !!??? I am concerned that my husband might have issues with my past
Thankyou x
I went bankrupt in 2011 due to debts run up my my ex on my credit cards and was this was dissolved in Dec 2011....I got married in 2012. My husband recently purchased a home and I would like to know if its ok to put my name on the deeds too or could someone make a claim on it as an 'asset'? I think there is a time limit but i might have imagined that !!??? I am concerned that my husband might have issues with my past
Thankyou x 0
Comments
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Hi,
Providing you are now discharged from your bankruptcy (usually 1 year) then yes any assets now are fine.
However, if your credit score / history is still poor, then beware of creating any joint financial links (joint mortgage, loan, bank account) as this could severely affect your husbands credit rating.
DDDebt Doctor, Debt caseworker, Citizens' Advice Bureau .
Impartial debt advice services: Citizens Advice Bureau Find your local CAB *** National Debtline - Tel: 0808 808 4000*** BSC No. 100 ***0 -
Thankyou thats very helpful....my patner had it in his head that up to 6 years after one of the banks i owed too could possibly put in a claim so thats a huge relief. Thankyou x0
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