We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

Can employer pay into life time ISA

nickb05
nickb05 Posts: 1 Newbie
hello,
iv got a limited company that only employs myself, does any one now if i can set up a life time ISA in my name (as an employee) and have the company match my contributions as a pension pot or would it have to be a proper pension scheme? thanks in advance

Comments

  • dunstonh
    dunstonh Posts: 121,266 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    ISA stands for Individual Savings Account.

    Whilst ISAs can get some third party payments (where source is identified), it would be classed as income if taken via a limited company and taxed accordingly.

    LISAs are not at all popular. They offer very little for most people and the pension or S&S ISA is better for most. They can fill a niche but pension & S&S ISA are better in most cases.

    Are you sure you are an employee? Normally, where you are the shareholding director with no employees, you are just an officer and not an employee. If you are employed then you would be forced to have an auto-enrolment scheme.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.3K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.4K Spending & Discounts
  • 247.2K Work, Benefits & Business
  • 603.9K Mortgages, Homes & Bills
  • 178.4K Life & Family
  • 261.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.