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    • jinkster
    • By jinkster 15th Jun 17, 3:39 PM
    • 349Posts
    • 54Thanks
    Switch Keep Stay Pension advice required
    • #1
    • 15th Jun 17, 3:39 PM
    Switch Keep Stay Pension advice required 15th Jun 17 at 3:39 PM
    I have a pension from my previous employer, it is administered by Hargreaves Lansdowne and the money held with Scottish Widows. The current balance is circa £40k. I am not contributing at present as I am working in the Middle East. The fee on the pension is 0.55% after a 0.45% discount.

    What would you suggest I do? My knowledge on pensions is very little.

    Any advice would be appreciated.
Page 1
    • bigadaj
    • By bigadaj 15th Jun 17, 8:56 PM
    • 9,159 Posts
    • 5,854 Thanks
    • #2
    • 15th Jun 17, 8:56 PM
    • #2
    • 15th Jun 17, 8:56 PM
    On the limited information given then probably best left alone.

    The peformance of the pension primarily relies on what it is invested in, so that actual fund or funds.

    Charges seem fine but it looks a little odd to have a Scottish widows fund administered by hl, and if that were the case I'd expect the charges to be higher.
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