Multiple accounts

LolStevo · 29 March 2015 at 1:28PM

I wrote to Lowell offering a full and final on an account they came back to me with an offer of 40% off however they have said they hold a further 3 accounts which requires payment also!

One I can say was mine from 5 and half years ago but the others must be that old they arnt even on my credit report? They said one is with their agent at Scotcall so I'm worried someone will come out!

Any advice x

sourcrates · 29 March 2015 at 1:34PM

If they write to you, CCA them all, unlikely a doorstep-er will call, but if they do, you have no obligation to speak to them, nor do you have to let them in, you can ignore them completely, they have no powers whatsoever.

LolStevo · 29 March 2015 at 1:38PM

Thanks! I havnt had any letters about the other debts just the one I offered a full and final on x

Multiple accounts

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