Its over!!
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beth3735
Posts: 499 Forumite
I have just got off the phone to my last creditor and paid them in full. That means that my last 6 creditors have had their full money today and I am officially Debt Free 5 months earlier than planned
I am so pleased to of had the help from the CCCS/stepchange for the past 6.5 yrs, I know 100% if they hadn't of helped I would definatly be in around 18k worth of debt or more, as my payments before just weren't touching the balances.
Its been a long old road, but hopefully one I have learnt a lot from.
Going on holiday tomorrow so the timing is perfect, means I can celebrate debt freedom while away with my little family :j
For those starting their debt free journey, stick at it, its all worth it in the end!
I am so pleased to of had the help from the CCCS/stepchange for the past 6.5 yrs, I know 100% if they hadn't of helped I would definatly be in around 18k worth of debt or more, as my payments before just weren't touching the balances.
Its been a long old road, but hopefully one I have learnt a lot from.
Going on holiday tomorrow so the timing is perfect, means I can celebrate debt freedom while away with my little family :j
For those starting their debt free journey, stick at it, its all worth it in the end!
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Comments
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Ah congratulations Beth. Fantastic result. :j:j I know from your other posts that you were trying desperately to bring your DF date forward. So well done. And enjoy that holiday. xxxSPC 14 Target £200 /
Debt: £118500 -
Congratulations. :beer:
Don't forget to add yourself to the Debt Free Roll of Honour. (You may even get a badge )Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Thank you ETO I have been mad saving recently and doing overtime as much as I can. Paid off in the end. Will hopefully have a fab holiday!
Thanks Fermi, Will put myself on there in a bit, its nice to be able to join that thread now0 -
Congratulations Beth, great newsNothing to report as yet...give me a minute...!0
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Congratulations! You definitely deserve the holiday. Going anywhere nice?0
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Thanks Josiebabie,
Your sig is fab, wtg on how much you have paid over such a small period of time0 -
Thank you Dragonista We are going to Menorca for the week. Going to celebrate with a vodka slush or 20
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That is an awesome achievement!
enjoy your debt free life!!!!!!!!!!!!!!!!!!!!!
:j :beer: :j :beer: :j :beer: :jISA £1675 MiniMoohound savings £3685.86 :T Plus £3800 CTF
'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
Poacher turned Gamekeeper
Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 200 -
Thank you Moohound It will be your turn soon. I do plan on staying as far away from debt as possible now, as its the 2nd time I have had to pay it all back! Learnt from it now though.
Going to try and get obsessed with saving now as much as I was obsessed with paying these debts back0 -
Thank you Moohound It will be your turn soon. I do plan on staying as far away from debt as possible now, as its the 2nd time I have had to pay it all back! Learnt from it now though.
Going to try and get obsessed with saving now as much as I was obsessed with paying these debts back
I hope I can join you soonISA £1675 MiniMoohound savings £3685.86 :T Plus £3800 CTF
'MrMoneyMuststache' my new hero, Martin Lewis my long time hero
Poacher turned Gamekeeper
Roadkill rebel No 52 Aug £1.34p Sept 24p Oct 5p Nov 5p Sealed pot Challenge No 403 £176.66(2014) :staradmin NOV NST No 200
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