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help with my bankruptcy fees
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battymother
Posts: 12 Forumite
hi can anyone help me i live in cornwall and have contacted all the charities in the list for help and none of them can help me.i am struggling with my debts to the point of ending it all i need help please.
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Comments
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battymother, which Debt free charity is helping you?
I see from previous posts in 2008 CAB were helping. To get help with BR fees you often have to go through one of the debt charities. I'm sorry this is a stressful situation, have you a friendly doctor who you can talk too?
First step is to make a list of all your creditors, debts and assets. Secondly and most important is contact one of the following debt charities. Please try these they don't charge and are impartial. They will go through all your options with you and if they suggest bankruptcy then come back to this board and we will help you all we can. Also if your not ‘clicking’ with one of the Debt charities do try another. We advise you to try at least two others for your own piece of mind. Your BR could be refused if you have not sought advice. (Advice on here does not count, this has to be from one of the Debt Charities, an IP, an Accountant or a Solicitor. The Judge just wants to be sure that you can never come back and try and overturn the order on the basis that you were not aware of all the consequences).
* Blue text on this forum usually signifies hyperlinks, click on the blue links below *
Main recommended sources of help:- National Debtline - Website: National Debtline Telephone: 0808 808 4000
- Citizens Advice Bureau - Website: Citizens Advice or visit your local CAB centre (find nearest)
- StepChange (formerly CCCS) - Website: StepChange Telephone: 0800 138 1111
Others:- Business Debtline
- Website: Business Debtline Telephone: 0800 197 6026 - Christians Against Poverty
- PayPlan
- TaxAid - Help with tax debts.
Please don’t do anything rash take your time and weigh up your options and read everything you can.
We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.
For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.
BR friendly home insurance thread.
BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]
BR Abbreviations
Beth's Guide Reasons for your BR
Charities who help with BR Fees
Bankruptcy NDL Guide
Basic Bankruptcy Advice & Guide NED CAB
If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.
What to do if you get an insensitive or hurtful comment.
And do remember we’ve all been through this and anything you don’t understand don’t be afraid to ask.
Best wishes
IF...x"If wishes were horses, then beggars would ride"
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ifwisheswerehorses... wrote: »battymother, which Debt free charity is helping you?
I see from previous posts in 2008 CAB were helping. To get help with BR fees you often have to go through one of the debt charities. I'm sorry this is a stressful situation, have you a friendly doctor who you can talk too?
First step is to make a list of all your creditors, debts and assets. Secondly and most important is contact one of the following debt charities. Please try these they don't charge and are impartial. They will go through all your options with you and if they suggest bankruptcy then come back to this board and we will help you all we can. Also if your not ‘clicking’ with one of the Debt charities do try another. We advise you to try at least two others for your own piece of mind. Your BR could be refused if you have not sought advice. (Advice on here does not count, this has to be from one of the Debt Charities, an IP, an Accountant or a Solicitor. The Judge just wants to be sure that you can never come back and try and overturn the order on the basis that you were not aware of all the consequences).
* Blue text on this forum usually signifies hyperlinks, click on the blue links below *
Main recommended sources of help:- National Debtline - Website: National Debtline Telephone: 0808 808 4000
- Citizens Advice Bureau - Website: Citizens Advice or visit your local CAB centre (find nearest)
- StepChange (formerly CCCS) - Website: StepChange Telephone: 0800 138 1111
- Business Debtline
- Website: Business Debtline Telephone: 0800 197 6026 - Christians Against Poverty
- PayPlan
- TaxAid - Help with tax debts.
We often ask you to post your SOA so we can see if you have included what you need to:-
MSE SOA Calculator - Click here
Select the MSE format at the end. Copy and paste onto your thread.
For ‘essential’ BR info the ‘Look here first’ sticky by Fermi.
BR friendly home insurance thread.
BR Friendly Bank Accounts ~ [Updated Sep 2012 re: Co-op Cashminder withdrawal]
BR Abbreviations
Beth's Guide Reasons for your BR
Charities who help with BR Fees
Bankruptcy NDL Guide
Basic Bankruptcy Advice & Guide NED CAB
If you are new/old to this board and receive/see a comment that is not helpful or insensitive please don’t let it put you off posting, often these comments are made by people who don’t normally contribute to this board and don’t speak for us.
What to do if you get an insensitive or hurtful comment.
And do remember we’ve all been through this and anything you don’t understand don’t be afraid to ask.
Best wishes
IF...x0 -
Batty,I'm in exactly the same situation as you
I've goe from tears to laughter and don't remember when I last slept a whole night
I'm praying that the relief I've read about here from others will be mine and yours one day soonmum "e" to the most perfect girl :Awho stood by me through it all nana to my beautiful grandson WLM 27.09.13:j
mother of the bride September 2014
Turning a house into a home
What if the Hokey Cokey is really what it's all about ?0 -
yes i hope so too.there seems to be alot of good advice on here.ive been told for years to go bankrupt but never a mention of a dro before.i woke upo today with hope that i can sort my situation out and be able to live again instead of existing.thanks to every body.:rotfl:0
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