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Defaults - 6 years or 7???
karolina1
Posts: 29 Forumite
I always thought defaults only stayed on your credit file for 6 years, but now somebody is telling me mortgage lenders look as far back as 7! Help! I was convinced I'd be able to finally buy a house in the New Year!
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Comments
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6 years then they drop off your file.[STRIKE]1/12/16 - £152,599.00 [/STRIKE]
[STRIKE]11/11/17 - £145,990.00 [/STRIKE] <> Overpaid £3916.
11/11/18 - £142,074.00
Barclays Car (5.99%)£0/£8,832.370 -
agree its 6 years...If you keep on doing what's you've always done, you'll keep on being what you've always been...:think:0
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6 years and credit files can be updated every 3 months or so, so 6 years, 3 months to be on the safe side?Light Bulb Moment - 11th Nov 2004 - Debt Free Day - 25th Mar 2011 :j0
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