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  • FIRST POST
    j.wallace
    Chances of acceptance for finance?
    • #1
    • 29th Jul 12, 7:27 PM
    Chances of acceptance for finance? 29th Jul 12 at 7:27 PM
    Hi everyone, hope you're enjoying your weekend. I'm going to keep this short and sweet.

    I want a new car.

    I am 22 years old and live in a flat but do not pay rent or bills (it's above my Father's pub). I'm still registered to my parent's address and on the electoral roll there. I earn 20,000 per annum basic plus commission as a recruitment consultant and my only monthly out-going is a phone bill at 20 per month.

    The car I wish to purchase will be around 8,000 for which I need finance. I have applied for a personal loan, which was recently declined.

    My credit rating on creditexpert is 966 and is rated excellent.

    What are my chances of being accepted for car finance with a dealership?
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