Finally done it

ineedcash · 20 June 2012 at 4:42PM

2 months after contacting cccs I have finally found the courage to send the papers back for my DMP and all letters sent to my crediters, no going back now. Most scary thing I have ever done but at the same time i feel there will be a day when i owe nothing.
Any others in the same boat just go for it you have nothing to lose.

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Little_Miss_Uni-Debt · 20 June 2012 at 4:54PM

Congrats ineedcash, you're on a plan now! You officially have light at the end of the tunnel!

Time_to_face_the_music · 20 June 2012 at 5:04PM

ineedcash wrote: »

2 months after contacting cccs I have finally found the courage to send the papers back for my DMP and all letters sent to my crediters, no going back now. Most scary thing I have ever done but at the same time i feel there will be a day when i owe nothing.
Any others in the same boat just go for it you have nothing to lose

Hi ineedcash :wave:

Well done on taking the first and most difficult step :T

If you ever feel like you need any support, come and join us on the DMP & Mutual Support thread - Part 8.

https://forums.moneysavingexpert.com/discussion/3723081

It's a great place to get support, read of other's experiences and just have a general rant or moan when you feel like it

sistafromanothermista · 20 June 2012 at 6:32PM

well done:D welcome to the board.

amyloofoo · 20 June 2012 at 7:14PM

Congratulations on having (and following through with) your lightbulb moment! Please let us know how you get on with your plan :-)

owen_money · 20 June 2012 at 8:34PM

Well done, the first few months are the worst as it takes time to adjust to your new budget, but in many ways they are the best as all the worries, lettters and phone calls stop. The last few months are pretty bad as well cos you know you are nearly there and just want it all paid off (thats where I am now). Dont mean to go on about it, but feeling good, as indeed you will when you get there