Main site > MoneySavingExpert.com Forums > Essential Money > Loans > How long does Wonga take to send welcome letter? (Page 1)

IMPORTANT! This is MoneySavingExpert's open forum - anyone can post

Please exercise caution & report any spam, illegal, offensive, racist, libellous post to forumteam@moneysavingexpert.com

  • Be nice to all MoneySavers
  • All the best tips go in the MoneySavingExpert weekly email

    Plus all the new guides, deals & loopholes

  • No spam/referral links
or Login with Facebook
How long does Wonga take to send welcome letter?
Reply
Views: 6,798
Thread Tools Search this Thread Display Modes
# 1
matt9210
Old 11-06-2012, 2:53 PM
MoneySaving Newbie
 
Join Date: May 2012
Posts: 5
Default How long does Wonga take to send welcome letter?

Hi,
I took out a small loan from Wonga (12 to pay my phone contract) and have said to pay it back this Friday.

I can guarantee I'll pay on time, so will the only letter they send me be a welcome letter? How long does this take? I want to get to the post before people I live with see it and think I'm in crisis or something.

I'm guessing their envelope has a big Wonga logo on it too?
matt9210 is offline
Reply With Quote Report Post
# 2
DCFC79
Old 11-06-2012, 3:06 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Aug 2008
Location: Gloucestershire
Posts: 22,655
Default

Quote:
Originally Posted by matt9210 View Post
Hi,
I took out a small loan from Wonga (12 to pay my phone contract) and have said to pay it back this Friday.

I can guarantee I'll pay on time, so will the only letter they send me be a welcome letter? How long does this take? I want to get to the post before people I live with see it and think I'm in crisis or something.

I'm guessing their envelope has a big Wonga logo on it too?
Why you worried what others think ?
DCFC79 is online now
Reply With Quote Report Post
# 3
matt9210
Old 11-06-2012, 3:16 PM
MoneySaving Newbie
 
Join Date: May 2012
Posts: 5
Default

It's mainly one person I live with. We know someone who took out several wonga loans and couldn't pay them on the date he needed too, and she got worried. Don't want her worrying when there's no reason to.
matt9210 is offline
Reply With Quote Report Post
# 4
Gordon Hose
Old 11-06-2012, 3:19 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Sep 2009
Posts: 5,513
Default

Tell her to keep her nose out of your business.
Gordon Hose is offline
Reply With Quote Report Post
# 5
nomoneytoday
Old 11-06-2012, 3:19 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Feb 2006
Posts: 4,366
Default

Why not be upfront?
nomoneytoday is offline
Reply With Quote Report Post
# 6
Moneymash
Old 11-06-2012, 4:18 PM
MoneySaving Stalwart
 
Join Date: May 2011
Location: Buckinghamshire
Posts: 460
Default

What welcome letter? I never got one when I got a loan from them, plenty of pointless (get more loans out with us, get a discount on your next loan, refer a friend etc- I would never refer a friend though, an enemy now that's different) emails and texts though.

Did you specifically ask for a letter?
Moneymash is offline
Reply With Quote Report Post
# 7
Moneymash
Old 11-06-2012, 4:24 PM
MoneySaving Stalwart
 
Join Date: May 2011
Location: Buckinghamshire
Posts: 460
Default

I've just re-read your post, so you're expecting/thinking you will get a welcome letter. As in my previous post, I don't think you will get one, all I got were texts and emails. A text to give me my pin to register, and another text to tell me they had successfully collected my repayment without a hitch. During and after that time I got marketing and competition emails, and invitations for more loans, which I just delete.

You should be okay.
Moneymash is offline
Reply With Quote Report Post
# 8
iolanthe07
Old 11-06-2012, 4:24 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Jul 2006
Location: Somerset
Posts: 4,207
Default

They wouldn't send a welcome letter for 12 quid! It would cost them more than the 12 quid in administration and postage. Be prepared for a lot of sales pressure in future, though.
"Debt is the slavery of the free" (Publilius Syrus, First Century BC)
iolanthe07 is offline
Reply With Quote Report Post
The Following 2 Users Say Thank You to iolanthe07 For This Useful Post: Show me >>
# 9
redsaxon
Old 11-06-2012, 4:41 PM
MoneySaving Convert
 
Join Date: Mar 2012
Posts: 137
Default

I received a letter from them around a fortnight after taking my first loan and yes it had a small wonga logo on it,If you cant be upfront then why not just say its some marketing junk or something like that(mine contained some T&Cs nothing related to money borrowed)
redsaxon is offline
Reply With Quote Report Post
The Following User Says Thank You to redsaxon For This Useful Post: Show me >>
# 10
matt9210
Old 11-06-2012, 4:57 PM
MoneySaving Newbie
 
Join Date: May 2012
Posts: 5
Default

@Moneymash - Wonga's website says they always send a welcome letter. Weird that you didn't get one then.

From Wonga's help site:

Quote:
Do you send any post to my house?

We always send a welcome letter to new customers, addressed to the account holder. This is a one-off way of welcoming new customers and helps us protect your account. Unfortunately we cannot control who opens your delivered mail.
E-mails I don't mind, straight to my junk folder :P

@redsaxon - Any idea how long after you'd taken out a loan you got a letter? If she sees it I'll probably just be upfront, I'm just trying to prevent her seeing it

Edit: Oops, sorry, misread your post. Thanks!

Last edited by matt9210; 11-06-2012 at 5:04 PM.
matt9210 is offline
Reply With Quote Report Post
# 11
Stereo
Old 11-06-2012, 8:23 PM
MoneySaving Convert
 
Join Date: Jun 2012
Posts: 67
Default

When I used Wonga a year ago I never got a welcome letter. Not one I knew about anyway.

If you don't want your housemates to know you've used them just dismiss it as junk mail.
Capital One Classic Extra: 2,250
Barclaycard Initial: 400
Tesco Bank Foundation: 400
Capital One Platinum: 200

Stereo is offline
Reply With Quote Report Post
# 12
Onlylovethedog
Old 20-11-2013, 6:14 PM
MoneySaving Newbie
 
Join Date: Nov 2013
Posts: 1
Thanked 0 Times in 0 Posts
Default

I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
Onlylovethedog is offline
Reply With Quote Report Post
# 13
DCFC79
Old 20-11-2013, 6:48 PM
Deliciously Dedicated Diehard MoneySaving Devotee
 
Join Date: Aug 2008
Location: Gloucestershire
Posts: 22,655
Thanked 14,296 Times in 8,771 Posts
Default

Quote:
Originally Posted by Onlylovethedog View Post
I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
Maybe your sister has a point.

Why get a loan from wonga ?
DCFC79 is online now
Reply With Quote Report Post
The Following 3 Users Say Thank You to DCFC79 For This Useful Post: Show me >>
# 14
Nice Weather For Ducks
Old 20-11-2013, 9:37 PM
PPR
MoneySaving Stalwart
 
Join Date: Nov 2013
Posts: 212
Thanked 412 Times in 143 Posts
Default

Quote:
Originally Posted by Onlylovethedog View Post
I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
Gotta love 12 year old older sisters!!
Nice Weather For Ducks is offline
Reply With Quote Report Post
# 15
chrisuren
Old 20-11-2013, 10:21 PM
MoneySaving Convert
 
Join Date: Aug 2012
Location: Plymouth, UK
Posts: 95
Thanked 53 Times in 36 Posts
Default

Surely there was an alternative to getting a loan for 12. Surely you've got a family member of friend that is willing to give you 12 rather than use these sharks?

Regarding the letter, I think most of their communications are via emails now a days.
chrisuren is offline
Reply With Quote Report Post
# 16
wiseshark
Old 21-11-2013, 4:52 AM
MoneySaving Stalwart
 
Join Date: Oct 2011
Location: London
Posts: 281
Thanked 132 Times in 88 Posts
Default

[QUOTE=Onlylovethedog;63834345]I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.

While I'm not one to advocate violence, however should my sister or anyone else ever open my mail, I would think about giving them a swift kick where the sun doesn't shine.
You may question anything I say. Just be polite, otherwise you go straight on to my Ignore List, which funds a good old fashioned knees-up every Xmas. Cheers
wiseshark is offline
Reply With Quote Report Post
# 17
TadleyBaggie
Old 21-11-2013, 8:56 AM
Serious MoneySaving Fan
 
Join Date: Jun 2011
Posts: 944
Thanked 568 Times in 375 Posts
Default

Quote:
Originally Posted by chrisuren View Post
Surely there was an alternative to getting a loan for 12. Surely you've got a family member of friend that is willing to give you 12 rather than use these sharks?

Regarding the letter, I think most of their communications are via emails now a days.
The OP with the 12 loan was 18 months ago, suspect they're not still waiting for the welcome letter.
TadleyBaggie is offline
Reply With Quote Report Post
The Following User Says Thank You to TadleyBaggie For This Useful Post: Show me >>
# 18
bigadaj
Old 21-11-2013, 10:22 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Nov 2010
Posts: 4,067
Thanked 2,164 Times in 1,505 Posts
Default

Quote:
Originally Posted by TadleyBaggie View Post
The OP with the 12 loan was 18 months ago, suspect they're not still waiting for the welcome letter.
Hope they made teh repayments or they could be owing a few million by now from that initial few quid!
bigadaj is offline
Reply With Quote Report Post
# 19
27col
Old 22-11-2013, 5:35 PM
Fantastically Fervent MoneySaving Super Fan
 
Join Date: Nov 2007
Location: Hampshire
Posts: 5,633
Thanked 3,451 Times in 2,233 Posts
Default

Quote:
Originally Posted by Onlylovethedog View Post
I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
It would seem that good slap might be in order here. She has a damn cheek and needs to be told so in no uncertain terms. Alternatively, receiving a few of her letters already opened might ram home the point.
I can afford anything that I want.
Just so long as I don't want much.
27col is offline
Reply With Quote Report Post
Reply

Bookmarks
 
 




Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

 Forum Jump  

Contact Us - MoneySavingExpert.com - Archive - Privacy Statement - Top

Powered by vBulletin® Copyright ©2000 - 2014, Jelsoft Enterprises Ltd.

All times are GMT +1. The time now is 12:23 PM.

 Forum Jump  

Free MoneySaving Email

Top deals: Week of 27 August 2014

Get all this & more in MoneySavingExpert's weekly email full of guides, vouchers and Deals

GET THIS FREE WEEKLY EMAIL Full of deals, guides & it's spam free

Latest News & Blogs

Martin's Twitter Feed

profile

Cheap Travel Money

Find the best online rate for holiday cash with MSE's TravelMoneyMax.

Find the best online rate for your holiday cash with MoneySavingExpert's TravelMoneyMax.

TuneChecker Top Albums

  • ED SHEERANX (DELUXE EDITION)
  • VARIOUS ARTISTSNOW THAT'S WHAT I CALL MUSIC! 88
  • SAM SMITHIN THE LONELY HOUR (DELUXE EDITION)

MSE's Twitter Feed

profile
Always remember anyone can post on the MSE forums, so it can be very different from our opinion.
We use Skimlinks and other affiliated links in some of our boards, for some of our users.