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  • FIRST POST
    matt9210
    How long does Wonga take to send welcome letter?
    • #1
    • 11th Jun 12, 2:53 PM
    How long does Wonga take to send welcome letter? 11th Jun 12 at 2:53 PM
    Hi,
    I took out a small loan from Wonga (£12 to pay my phone contract) and have said to pay it back this Friday.

    I can guarantee I'll pay on time, so will the only letter they send me be a welcome letter? How long does this take? I want to get to the post before people I live with see it and think I'm in crisis or something.

    I'm guessing their envelope has a big Wonga logo on it too?
Page 1
    • DCFC79
    • By DCFC79 11th Jun 12, 3:06 PM
    • 26,728 Posts
    • 16,958 Thanks
    DCFC79
    • #2
    • 11th Jun 12, 3:06 PM
    • #2
    • 11th Jun 12, 3:06 PM
    Hi,
    I took out a small loan from Wonga (£12 to pay my phone contract) and have said to pay it back this Friday.

    I can guarantee I'll pay on time, so will the only letter they send me be a welcome letter? How long does this take? I want to get to the post before people I live with see it and think I'm in crisis or something.

    I'm guessing their envelope has a big Wonga logo on it too?
    Originally posted by matt9210
    Why you worried what others think ?
    Je Suis Charlie
  • matt9210
    • #3
    • 11th Jun 12, 3:16 PM
    • #3
    • 11th Jun 12, 3:16 PM
    It's mainly one person I live with. We know someone who took out several wonga loans and couldn't pay them on the date he needed too, and she got worried. Don't want her worrying when there's no reason to.
    • Gordon Hose
    • By Gordon Hose 11th Jun 12, 3:19 PM
    • 6,064 Posts
    • 4,111 Thanks
    Gordon Hose
    • #4
    • 11th Jun 12, 3:19 PM
    • #4
    • 11th Jun 12, 3:19 PM
    Tell her to keep her nose out of your business.
    • nomoneytoday
    • By nomoneytoday 11th Jun 12, 3:19 PM
    • 4,626 Posts
    • 2,778 Thanks
    nomoneytoday
    • #5
    • 11th Jun 12, 3:19 PM
    • #5
    • 11th Jun 12, 3:19 PM
    Why not be upfront?
    • Moneymash
    • By Moneymash 11th Jun 12, 4:18 PM
    • 501 Posts
    • 1,093 Thanks
    Moneymash
    • #6
    • 11th Jun 12, 4:18 PM
    • #6
    • 11th Jun 12, 4:18 PM
    What welcome letter? I never got one when I got a loan from them, plenty of pointless (get more loans out with us, get a discount on your next loan, refer a friend etc- I would never refer a friend though, an enemy now that's different) emails and texts though.

    Did you specifically ask for a letter?
    • Moneymash
    • By Moneymash 11th Jun 12, 4:24 PM
    • 501 Posts
    • 1,093 Thanks
    Moneymash
    • #7
    • 11th Jun 12, 4:24 PM
    • #7
    • 11th Jun 12, 4:24 PM
    I've just re-read your post, so you're expecting/thinking you will get a welcome letter. As in my previous post, I don't think you will get one, all I got were texts and emails. A text to give me my pin to register, and another text to tell me they had successfully collected my repayment without a hitch. During and after that time I got marketing and competition emails, and invitations for more loans, which I just delete.

    You should be okay.
    • iolanthe07
    • By iolanthe07 11th Jun 12, 4:24 PM
    • 4,538 Posts
    • 4,323 Thanks
    iolanthe07
    • #8
    • 11th Jun 12, 4:24 PM
    • #8
    • 11th Jun 12, 4:24 PM
    They wouldn't send a welcome letter for 12 quid! It would cost them more than the 12 quid in administration and postage. Be prepared for a lot of sales pressure in future, though.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • redsaxon
    • #9
    • 11th Jun 12, 4:41 PM
    • #9
    • 11th Jun 12, 4:41 PM
    I received a letter from them around a fortnight after taking my first loan and yes it had a small wonga logo on it,If you cant be upfront then why not just say its some marketing junk or something like that(mine contained some T&Cs nothing related to money borrowed)
  • matt9210
    @Moneymash - Wonga's website says they always send a welcome letter. Weird that you didn't get one then.

    From Wonga's help site:

    Do you send any post to my house?

    We always send a welcome letter to new customers, addressed to the account holder. This is a one-off way of welcoming new customers and helps us protect your account. Unfortunately we cannot control who opens your delivered mail.
    E-mails I don't mind, straight to my junk folder :P

    @redsaxon - Any idea how long after you'd taken out a loan you got a letter? If she sees it I'll probably just be upfront, I'm just trying to prevent her seeing it

    Edit: Oops, sorry, misread your post. Thanks!
    Last edited by matt9210; 11-06-2012 at 5:04 PM.
    • Stereo
    • By Stereo 11th Jun 12, 8:23 PM
    • 73 Posts
    • 12 Thanks
    Stereo
    When I used Wonga a year ago I never got a welcome letter. Not one I knew about anyway.

    If you don't want your housemates to know you've used them just dismiss it as junk mail.
    Capital One Classic Extra £2,450 [06-2012]
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  • Onlylovethedog
    I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
    • DCFC79
    • By DCFC79 20th Nov 13, 6:48 PM
    • 26,728 Posts
    • 16,958 Thanks
    DCFC79
    I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
    Originally posted by Onlylovethedog
    Maybe your sister has a point.

    Why get a loan from wonga ?
  • Nice Weather For Ducks
    I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
    Originally posted by Onlylovethedog
    Gotta love 12 year old older sisters!!
  • chrisuren
    Surely there was an alternative to getting a loan for £12. Surely you've got a family member of friend that is willing to give you £12 rather than use these sharks?

    Regarding the letter, I think most of their communications are via emails now a days.
  • wiseshark
    [QUOTE=Onlylovethedog;63834345]I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.

    While I'm not one to advocate violence, however should my sister or anyone else ever open my mail, I would think about giving them a swift kick where the sun doesn't shine.
    You may question anything I say. Just be polite, otherwise you go straight on to my Ignore List, which funds a good old fashioned knees-up every Xmas. Cheers
    • TadleyBaggie
    • By TadleyBaggie 21st Nov 13, 8:56 AM
    • 1,739 Posts
    • 1,189 Thanks
    TadleyBaggie
    Surely there was an alternative to getting a loan for £12. Surely you've got a family member of friend that is willing to give you £12 rather than use these sharks?

    Regarding the letter, I think most of their communications are via emails now a days.
    Originally posted by chrisuren
    The OP with the £12 loan was 18 months ago, suspect they're not still waiting for the welcome letter.
    • bigadaj
    • By bigadaj 21st Nov 13, 10:22 PM
    • 6,555 Posts
    • 3,872 Thanks
    bigadaj
    The OP with the £12 loan was 18 months ago, suspect they're not still waiting for the welcome letter.
    Originally posted by TadleyBaggie
    Hope they made teh repayments or they could be owing a few million by now from that initial few quid!
    • 27col
    • By 27col 22nd Nov 13, 5:35 PM
    • 6,451 Posts
    • 4,206 Thanks
    27col
    I hope they don't send one to me. My sister opens my mail if I don't get to it first and then has a massive go at me for not having any money. Even though she shouldn't be opening my mail and she's only annoyed because she won't be able to borrow money off me.
    Originally posted by Onlylovethedog
    It would seem that good slap might be in order here. She has a damn cheek and needs to be told so in no uncertain terms. Alternatively, receiving a few of her letters already opened might ram home the point.
    I can afford anything that I want.
    Just so long as I don't want much.
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