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Carter Forbes
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lmclean100
Old 03-06-2011, 4:00 PM
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Join Date: Feb 2009
Location: Edinburgh, Scotland
Posts: 191
Default Carter Forbes

Hi

Not been on for a while as everything was going along ticketyboo. Then Carter Forbes came on the scene.

The debt was from a payday loan - I know I was an idiot to take it out - anyway the payday loan company were actually reasonable about it and accepted my DMP.

Took three attempts to get the balance of my account from them by email. Was a bit shocked at the balance and afraid lost it a bit and fired off an email to them. Do you think I was a bit cheeky?

My reply is below:

"The last balance I had from Payday loan company on 7 October 2010 was 494.08. They had not added any interest or charges as they had accepted my DMP.


I assume that you have bought the debt from Payday loan company at pence in the pound. I estimate that the balance on the debt would now be 453.68 and that the vastly inflated "interest charges" are the companies attempt at profiteering."






Email with current balance .
Your current balance is at 3171, the reason for this balance is because your loan has been overdue for 21 months with interest being charged at 120 a month.



Getting there, slowly but I WILL be debt free before I retire

Last edited by lmclean100; 03-06-2011 at 4:08 PM. Reason: spelling mistake
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