Bridge the gap with the February NSD challenge

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solventsoon
solventsoon Posts: 17,363 Forumite
edited 28 February 2011 at 2:18AM in Debt-free wannabe
:jWELCOME TO THE FEBRUARY NSD CHALLENGE:j


Why “bridge the gap”, you may ask? Well, I always think of February as the bridge between long, dreary, depressing January (post-Xmas bills, diets:() and spring-like March (baa-lambs and daffodils:D).

It’s a lovely short month and the days are getting longer, two reasons to celebrate:j , so let’s have another reason as well - joining the NSD challenge.

Let us help you to make January 2012 a bit less depressing by encouraging you to keep your hard-earned cash safe, loved and cossetted with you rather than being used and abused by those nasty retailers:D.


We are a happy (and some might say mildly insane:D bunch doing battle with those retailers - and there’s plenty of temptation all around us. We are seriously committed to saving money, but nobody said it can't be done with a smile on your face - so we organise riotous nights out and gatecrash any function going - all without leaving the comfort of our own imaginations or armchairs!

On a slightly more serious note, we are here to help each other avoid spending for the number of days we feel we can manage to try to take back some control over our hard-earned money. What you class as a "spend'" is entirely your choice; some people will try to shop on the days DD/SO etc are paid, whilst others will not include essentials such as rent. Have a look for a post from our sponsor (and godmother of this thread) BigMummaF, this contains some guidelines and ideas for starting you off on the challenge.

It’s amazing how inventive you get when you’re determined NOT to spend - from weird menu ingredients to surprising DIY solutions - but you know what? 99% of the time those wacky ideas work.


The link to our January thread is below so you can see what a friendly group we are. New recruits are joining up all the time - everyone is welcome so please don’t be shy, come and join us, the more the merrier.


:) Good luck everyone, our lucky mascot is joining us again for February :)

piggybank.gif

Here are some threads to help keep us on the straight and narrow, if you know of others, please post. Many of the lunch box ideas are aimed toward children and are great ideas now that everyone’s back to work and/or school.

March Grocery Challenge, with lots of recipe ideas.
Tinned Food Recipes.
Leftovers? Don’t Throw It..
Exciting Sandwich Fillings on a Budget.
Lunch for Work.
Laptop Lunchbox Ideas.
Packed Lunches.
Cheap Healthy Snacks
Cheap Snack Ideas to Stop Buying Crisps.
Homemade Snack Ideas…contains further links for ideas.
Sprouting Seeds to Eat.
Really Quick & Alternative Snacks.
Easy Homemade Biscuits.
Muesli & Cereal Bar Recipes.
Weetabix Cake.
HM Popcorn.
Smoothie Recipes.
Yoghurt Without a Yoghurt Maker.
Ham Economics.
Low Carb Kids Lunches...contains advice for diabetics.
Kids Lunch Box Ideas.
Back to School Lunches.
Healthy Kids Snacks.
HM Lollies.
Ice Lolly Ideas
Cheap Healthy Playground Snacks.
Homemade Fudge.
OS HM Sweets.
Forgotten Puddings.
Making chocolates or sweets

Link to last month's challenge is below so any newcomers can see what we get up to (hmmmmm... on second thoughts, that might put you off;)...)


:) The time you enjoy wasting is not wasted time :)
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Comments

  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 2 March 2011 at 1:53AM
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    I hope you like this month's prizes, they have a slightly "out of this world" theme:D

    target met = 23j6c5w.gif target no 2 met = 14.gif target no 3 met = t6ffp2.gif
    target no 4 met = 10.gif target exceeded = s4n97c.gif

    We have 5 prizes again this month because beanie managed 4 targets again last month and I'm anticipating a repeat performance:D

    Thanks to all the regulars and newbies who have joined up already. Hoping lots more of you will come along for the ride catching NSDS chicken1.gif(you may think that looks like a chicken, but really it's an NSD:D )

    2joanne - 15 4
    3Dogs - 15 15 23j6c5w.gif
    AlwaysHappy - 10 10 23j6c5w.gif target exceeded 16s4n97c.gif
    Amethyst68 - 10
    angelflower - 14 3
    beanielou - 11 11 23j6c5w.gif target increased to 16 16 14.giftarget increased again to 19 19 t6ffp2.giftarget exceeded 21 s4n97c.gif
    belfast_girl - 15
    Bexterragga - 10 10 23j6c5w.giftarget increased to 15 1514.giftarget exceeded 16s4n97c.gif
    BigMummaF - 14 14 23j6c5w.giftarget exceeded 18s4n97c.gif
    BlimusOreilly - 10 10 23j6c5w.gif
    blissfullydebtfreewannabe - 18
    boultdj - 15 12
    Brown_suga - 10 10 23j6c5w.gif
    butdoineedit? - 15 15 23j6c5w.giftarget exceeded 16 s4n97c.gif
    Butti - 5 2
    cannp123165 - 10 10 23j6c5w.gif#
    castri09 - 15 9
    catslovelycats - 18 15
    catspaw - 10
    chris81418 - 19 19 23j6c5w.giftarget increased to 22 2214.gif target exceeded 23 s4n97c.gif
    Cmdr_Bond - 7
    CommitedToChange - 10 4
    complimentschemistry - 12 1
    cuddlymarm - 14 14 23j6c5w.gif
    cw18 - 12 12 23j6c5w.giftarget increased to 14 1414.giftarget exceeded 16s4n97c.gif
    d3mon4ngel - 10 9
    Danni-R - 10
    DansMum - 14 14 23j6c5w.giftarget exceeded 15s4n97c.gif
    Decluttering - 10 10 23j6c5w.giftarget increased to 12 1214.gif
    Dee-cb - 12 12 23j6c5w.gif
    determined new ms - 9
    dmb - 12 11
    dollybeads - 15 3
    donna dynamo - 15 13
    ebayqueen - 14 4
    ebsaver - 20 16
    elf06 - 10 10 23j6c5w.giftarget increased to 15 15 14.giftarget exceeded 16s4n97c.gif
    elfen - 14 14 23j6c5w.giftarget exceeded 15s4n97c.gif
    emiliah - 18 9
    fedupandskint - 15 15 23j6c5w.giftarget increased to 17 1714.giftarget exceeded 19s4n97c.gif
    fillyfop - 18 15
    flyingember - 7 7 23j6c5w.gif
    grassgirl - 18
    hannah:-) - 10 8
    holidayaholic - 15 15 23j6c5w.gif
    honey - 14 1
    ifwishes - 15 15 23j6c5w.giftarget exceeded 16s4n97c.gif
    ilovetea - 10 10 23j6c5w.giftarget increased to 14 14 14.giftarget increased again to 18 19 t6ffp2.gif
    jaffacakegal - 10 10 23j6c5w.giftarget exceeded 11s4n97c.gif
    jedi82 - 12
    jintyb - 16 16 23j6c5w.gif
    julytex - 10 1
    Karb - 7 7 23j6c5w.giftarget exceeded 8 s4n97c.gif
    karmachilovething - 10 10 23j6c5w.giftarget exceeded 11s4n97c.gif
    karom - 12 11
    katenut - 16 13
    katholicos - 18 17
    kdenty - 13 13 23j6c5w.giftarget increased to 17 15
    Keiss 21 - 16 16 23j6c5w.gif
    Kellyjelly27 - 10
    kerri gt - 15 14
    kevstanley - 8 7
    LadyfromVenice - 18
    LittleMissHappy - 15 15 23j6c5w.giftarget exceeded 17s4n97c.gif
    lornz23 - 15 8
    lotti379 - 12 12 23j6c5w.gif
    loveGSDs - 10 8
    martafdz - 10
    mi jardin - 15 15 23j6c5w.gif
    Money Fritter - 16 4
    moneypenny2k - 10 5
    muffin man 7 - 18 18 23j6c5w.gif
    Nargleblast - 14 10 23j6c5w.gif
    niccatw - 17 17 23j6c5w.gif target exceeded 19s4n97c.gif
    njo86 - 10 4
    Nym Mcfroglet - 15 14
    Palema - 10 10 23j6c5w.giftarget exceeded 12s4n97c.gif
    PerfectPeaches - 16 4
    Pie - 5
    pinkfluffybabe - 11 10
    Pippilongstocking - 10 1
    postingalwaysposting - 15 15 23j6c5w.giftarget exceeded 18s4n97c.gif
    Queen.Bess - 11
    rising from the ashes - 12 5
    Rock_Cakes - 15 15 23j6c5w.giftarget increased to 17 17 14.gif
    romylou - 20 14
    runnerbean17 - 12 12 23j6c5w.gif
    SarahNeedle1872 - 20 9
    sazzledazzle - 12
    SeasideEm - 10
    skaps - 16 16 23j6c5w.gif
    slowlyfading - 15 15 23j6c5w.giftarget exceeded 16 s4n97c.gif
    sofababe - 12 4
    solventsoon - 18 18 23j6c5w.giftarget increased to 20 20 14.giftarget exceeded 21s4n97c.gif
    somethingsgottogive - 15 11
    Sunnylooloo - 15 15 23j6c5w.gif
    Surfbabe - 10 8
    suzie wong - 12 12 23j6c5w.giftarget exceeded 13s4n97c.gif
    SuziQ1962 - 15 9
    tattooed_lady - 4 4 23j6c5w.giftarget increased to 7 714.giftarget exceeded 8s4n97c.gif
    tazmac25 - 10 3
    teenyweenyspender - 18 8
    The Dragon - 10 10 23j6c5w.giftarget exceeded 13s4n97c.gif
    thrifty fifty - 10 10 23j6c5w.gif
    Tixy - 12 7
    Trinny - 15 9
    Tropicalmoments - 20 13
    twistedhazel - 15 15 23j6c5w.giftarget increased to 18
    Wee Pilsbury - 10 6
    wit40iwtwan - 20 20 23j6c5w.gif
    wouldbeqaulitymoneysaver - 10 3
    Yorkielass - 12 11
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 28 February 2011 at 12:43AM
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    This is for anyone who wants to set themselves a target for a number of NSDs in a row. We had some impressive numbers in January(added below), so if anyone would like to have a go at this, I'll add you here:D

    January records:
    niccatw: 8 in a row
    boultdj: 7 in a row
    beanielou: 7 in a row
    chris81418, BaileysBabe, The Dragon, Tropicalmoments, savingcaz: 6 in a row
    SBeth, Tixy: 5 in a row


    February targets:
    somethingsgottogive - 7 in a row
    wit40iwtwan - 8 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    chris81418 - 6 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    6 in a row again free-jumping-smileys-463.gif
    beanielou - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    increased to 6 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and now 7 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and 8 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and 9 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    Rock_Cakes - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and now 6 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    Tropicalmoments - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    increased to 6 in a row
    The Dragon - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    Keiss 21 - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    kdenty - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    jintyb - 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    BDINI - 4 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    fedupandskint - 4 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and now 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    Rock_Cakes - 4 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    kerri gt - 4 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and now 5 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    and 6 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    karma-chi - 4 in a row... woohoo... made it.... free-jumping-smileys-463.gif
    boultdj - 5 in a row
    Dee_cb - 5 in a row
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Options
    Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

    NO SPEND CHALLENGE.

    1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
    Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
    2. It is NOT a race!
    We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way wink2.gif
    3. Most important of all, WE..DO..NOT..FAIL!
    Sometimes we can't quite reach our Target, but that is fine :) Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.


    OK, an idea of how some of us do things.
    1. What you will or will not include as a 'Spend'.
    Some people are doing other Challenges too, & don't include the money spent on those for this one.
    Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch sport-smiley-003.gif & have been l-o-n-g time Nsders so don't panic :p
    Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet :(
    Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
    General thoughts on €bay sales is the buyer has paid P&P so no cost to you :D
    2. It takes Time to reach mega-numbers!
    The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline action-smiley-076.gif
    It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..
    let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one ;) (**mine's jam jars for windows, milkman & a bit towards the bills!)
    3. Any day the money stays in your pocket is a bonus!
    If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile :D

    We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club :D The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained :o

    And Remember;
    there are no silly questions, so don't be afraid to ask us anything!
    :) The time you enjoy wasting is not wasted time :)
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    edited 31 January 2011 at 12:59AM
    Options
    Hi lovely NSD gang:A
    As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.

    Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

    Thanks everyone:A
    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    Combo Breaker First Post
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    Hello Spoony, Where did January go :eek::eek:
    Can you put me down for 15 NDS’s Please, thank you :A


    Thank_yo.gif
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Options
    Hello Spoony, Where did January go :eek::eek:
    Can you put me down for 15 NDS’s Please, thank you :A


    Thank_yo.gif

    Hello if :hello:

    My first visitor:D:D, welcome to the shiny new thread:j:j:j

    spoon xx
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    Combo Breaker First Post
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    Hello if :hello:

    My first visitor:D:D, welcome to the shiny new thread:j:j:j

    spoon xx

    Hellooooooo Spoony, love the new furniture too!! :D:p
    "If wishes were horses, then beggars would ride"
  • solventsoon
    solventsoon Posts: 17,363 Forumite
    Options
    Hellooooooo Spoony, love the new furniture too!! :D:p

    Good, specially redecorated, BDINI's been helping me :D
    :) The time you enjoy wasting is not wasted time :)
  • IF
    IF Posts: 34,349 Forumite
    Combo Breaker First Post
    Options
    Good, specially redecorated, BDINI's been helping me :D

    :rotfl::rotfl::rotfl:

    Love the prizes too :beer:


    target met = 23j6c5w.gif target no 2 met = 14.gif target no 3 met = t6ffp2.gif
    target no 4 met = 10.gif target exceeded = s4n97c.gif
    "If wishes were horses, then beggars would ride"
  • belfast_girl
    Options
    can I be added for this one, would like to go for 15 please
    Total 19-02-2017 £39,711.37 - Total: 02-04-2017 £38,733.47 (Paid back - 2.46%)
    Loan 1 - 19-02-2017 - £22,867.33 - 02-04-207 - £22,328.54 (Paid back - 2.3%) Loan 2 - 19-02-2017 £11,656.37 - 02-04-207 - £11402.56 (Paid back - 2.2%) Credit Union - 19-02-2017 - £5,187.67 - 02-04-207 - £5002.37 (Paid back - 3.6%)
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