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    santander loan help
    • #1
    • 20th Jan 10, 10:09 PM
    santander loan help 20th Jan 10 at 10:09 PM
    I curently have a loan with 9000 outstanding with lloyds at 15.1 %. I have applied for the cheap loan with Santander of 7.9 % to transfer this 9000 and get a cheaper rate.
    They have agreed it instantly but when the letter came they have put 9.9 % interest.
    It is obviously still better than lloyds but should i take it or apply elsewhere for a cheaper rate.
    Also I want to over pay and I can't find anything about whether I can make over payments, it only contains info about early full settlement and the charges for that.

    Can anyone advise about whther i can over pay and whether i should try elsewhere for a cheaper rate.
    Thanks in advance!
    Baby due 4th May 2013
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