Your browser isn't supported
It looks like you're using an old web browser. To get the most out of the site and to ensure guides display correctly, we suggest upgrading your browser now. Download the latest:

Welcome to the MSE Forums

We're home to a fantastic community of MoneySavers but anyone can post. Please exercise caution & report spam, illegal, offensive or libellous posts/messages: click "report" or email forumteam@. Skimlinks & other affiliated links are turned on

Search
  • FIRST POST
    emma81
    Reputable lenders for poor credit history - not brokers?
    • #1
    • 7th Apr 09, 4:30 AM
    Reputable lenders for poor credit history - not brokers? 7th Apr 09 at 4:30 AM
    Hi there,

    I'm wondering if anyone can help me.

    I have just been [TEXT DELETED BY FORUM TEAM] by best4loans after paying a "brokerage fee" of 49.80, being told my loan was agreed and would be in the bank in 3-5 days time, then told actually it was declined. That is a different story though, one which i will keep fighting til i get my brokerage fee back.

    What I would like to know is if anyone knows of any reputable lender's, not brokers or websites claiming they will seach hundreds of lenders on your behalf, but the actual lenders themselves who i can approach directly with poor credit but with proof of income and ask for a loan?

    Everytime i try and google it every link i click on just takes me to another site who are a broker promising they will find the right deal for people like "me" but i don't want to contact loads of brokers and make my credit file even worse with lots of checks and searches on it, i just want to know if anyone who does have particularly bad credit can recommend a lender who was able to help.

    My circumstances are that i am working full time, i am on the electoral roll, i have proof of income which is approx 13,000 p/yr - i am a tenant and want to borrow 2000 towards a new car. I don't want somewhere i have to buy the car from them to get the finance, i have already saved 2000 myself and just want a loan to give me the other half the money.

    Sorry for the essay, any help would be much appreciated.

    Many thanks
    Emma
    Last edited by MSE Investigator; 11-12-2011 at 2:57 PM. Reason: Pending investigation
Page 1
Welcome to our new Forum!

Our aim's to save you money quickly and easily. We hope you like it!

Forum Team Contact us

Live Stats

582Posts Today

4,533Users online

Martin's Twitter