My 2015-2020 timeline diary.........
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Rocky Horror Show
47.00 - ticket PIF :starmod:
50.00 - spendies(owed to me from friend) PIF :starmod:
Sugar Dumplin
9.00 - meal PIF :starmod:
18.00 - spendies(owed to me from colleague) :starmod:
5th Anniversary Adventures
72.19 - HP style steam train journey on Jacobite PIF :starmod:
184.50 - Overnight at Ballachulish Hotel DBB (DH)PIF :starmod:
150.00 - spendies(still to come up with these) :staradmin
Notes
11 August 2016 - 150.00 needed for spendies for 5th anniversary adventures. Will update on this once we are paid again & get the bills sorted out.
Dxxx0 -
Budget 400.00
50.00 - petrol (350.00 remaining)
69.77 - wk1 30 July 2016 (280.23 remaining)
51.79 - wk2 6 August 2016 (228.44 remaining)
00.00 - wk3 13 August 2016
00.00 - wk4 20 August 2016
??.?? remaining from budget (overpaid to the CC)
So this is the plan, every month I have a budget of 400.00 for groceries & petrol.
I am going to keep on top of this by tracking the spends on here, the remaining balance will be an overpayment to the CC which will reduce the overall balance each month until this is PIF.
Once the CC is PIF I will switch to paying the balance each week when the shopping is complete so that we still get the extra nectar points but never pay any interest or charges for using the card.
Taking a list is so helpful to bringing the costs of the shop down.
Dxxx0 -
Survived the day on WW without any slip ups :T
Finish work at 6.30pm tomorrow & that's me till Tuesday :j
Dxxx0 -
I wrote you a note then my phone deleted it. Loving your lists. But I have no idea how you watch this long lost family. Im watching it on your recommendation in tears. Its so emotional. Taken my mind right off my credit card. Just so sad. xx2017- 5 credit cards plus loan
Overdraft And 1 credit card paid off.
2018 plans - reduce debt0 -
Oh it is isn't it, sorry!
I prefer watching real life things on the telly & it always ends up sad so it does.
I will need to catch up on last nights when I get home after work today.
Oh I love a list!!
I swear everyone slags me cos I am always list list list!
Dxxx0 -
This was the totals at the start of this rocky old road.
Starting Debts
SBCC - 1850.00
SCC - 2859.12
BCC - 5780.22
Very - 602.76
MBNA - 1618.81
Total 12,710.91 :mad:
Current Debts
SBCC - 1214.95
SCC - 2369.99
BCC - 4674.52
Very - 190.00
MBNA - 848.72
Total 9298.18
So today the 200.00 that I had requested to transfer from my credit union cleared into my bank account. I paid that straight to Very :T
Once my Nationwide referral of 100.00 comes in I will pay that to Very also, then only 90.00 left & that will be PIF at the end of the month - first debt cleared! Can't wait for that.
Also looking forward to seeing an 8 at the start of the figures.
Dxxx0 -
5th Anniversary Meal at Urban
36.00 - treat from my Mum PIF :starmod:
75.00 - spendies(still to come up with these) :staradmin
Chester Zoo & Liverpool
63.08 - hotel PIF :starmod:
56.13 - chester zoo tickets PIF :starmod:
100.00 - spendies (still to come up with these) :staradmin
Notes
11 August 2016 - 100.00 needed for spendies for Chester zoo. Will update on this once I find a money tree.
Dxxx0 -
Dublin
30.00 - flight PIF :starmod:
80.00 - hotel(still to come up with this) :staradmin
80.00 - hotel for friend(she gave me the money & I spent it) :staradmin
200.00 - spendies(still to come up with these) :staradmin
Sis birthday night out
Not sure what the plans are for this but she has recently split with her partner to want to make it a good un for her.
Notes
11 August 2016 - 360.00 needed for hotel & spendies. Will post updates once I win the lotto.
Dxxx0 -
BFF birthday night out
Not sure what the plans for this are as she has just had a bambino. We will do something though.
Glasgow Christmas lights switch on
Not sure when this will be, we need to enter a ballot for tickets so this might not even happen but I really hope it does!
Christmas shopping trip with Mum
This will likely be last weekend in November & shouldn't be too costly. Will keep you posted though.
Notes
So as you can see not much planned for November as yet but I am sure this will change!
Dxxx0 -
Cheshire Oaks & Manchester Christmas Markets
155.00 - hotel includes DBB & parking(pay on check out) :staradmin
250.00 - spendies(still to come up with these) :staradmin
Team Christmas night out
38.50 - aperitif, 3 course meal, wine, drink(will pay this up) :staradmin
50.00 - spendies(still to come up with these) :staradmin
DH birthday celebrations
Not sure what the plans are for this, will depend on how the rest of this all goes!
Breakfast with Santa at Dobbies
30.00 - 3 kids PIF starmod:
20.00 - spendies(still to come up with these) :staradmin
Christmasssssssss
200.00 - Christmas dinner PIF :starmod:
Hogmanay
Not sure what the plans are for this, we usually go to a dinner dance but not sure this is happening as a couple of the people have had a falling out.
Notes
11 August 2016 - 439.50 needed so far for all of this, sweet baby Jesus. Can see most of this not happening!
Dxxx0
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