Should I resign or be dissmised on ill health

linky wrote: »

I didn't know the difference in the types of pension sorry, I always just paid what they told me to when transferring from one co the next! Sounds stupid now !!!55357;!!!56848;

Hi linky - just to be clear, these are your own personal pension schemes that you have contributed to over the years, and there is no occupational pension scheme provided by your employer?


If that is the case then, yes, you need to be sorting it out yourself, and you definitely need to find out from your pension providers: (1) can I retire on ill health and what will I get, and (2) does it make a difference if I voluntarily resign or get sacked on capability grounds?


And if you are only mid-fifties and resign, I suppose there may be questions about eligibility to benefits - presuming you are no longer able to work through ill health. But I'm no expert on benefits.


If you are in a union, I'd be contacting the regional office. No disrespect to local reps, but they often don't have expert knowledge. The regional office should have that knowledge.


EDIT: Sorry - you've been receiving half pay for four and a half years under your company policy? Is that your employer's policy or some kind of income protection policy you hold personally? Sorry if this sounds unpleasant, but I worked in the NHS and we would probably have sacked people after two years absence - unless there were extenuating circumstances. And they wouldn't be getting paid after a year. What sort of policy gives you five years sick pay?


2nd EDIT: Sorry linky - I sound unkind. It's not intended. Good luck!