New year, new challenge! Only £108,454.91 to go!

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24

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  • TimmySaver
    TimmySaver Posts: 225 Forumite
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    Well done on all the ebay listings. I hope they all sell for a good price.
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £    87999.99
  • SavingRaven
    SavingRaven Posts: 63 Forumite
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    Well done on your savings! You're doing brilliantly. I've just read through your diary and seems like you've really got a handle on your money.

    Hope tomorrow isn't as bad as today. At least you know you're edging closer to being mortgage free which means more money for holidays!

    Keep up the good work

    SR
    Target 1: Debt: [STRIKE]4459.02[/STRIKE] Jan'15 [STRIKE]2899[/STRIKE] Feb'15 0
    Target 2: Emergency fund: Feb'15 [STRIKE]1500/6000[/STRIKE] Mar'15 6000/6000
    Target 3: Buy-to-let fund: Mar'15 [STRIKE]1200/4000[/STRIKE] Apr'15 4000/4000
    Target 4: Pay sister back: 9000/40000
    Target 5: Get mortgage to 250k: Jan'15 271,659 Today 259,283.82
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    velocity_girl wrote: »
    Back from Berlin yesterday... So very glad I took today off work too. Blah blah blah v depressed to be back etc. Was excellent but did more shopping than I had intended. Have just checked and my 0% credit card offer is up early/mid June so need to start throwing everything at that. I could pay it off easily from savings if necessary but would rather not eat into them if I can avoid it!

    Current total savings across all accounts = £2785 :j

    well done :] seems it 0% you may as well pay it when u can if june comes around tho and u ow it then savings has to be thrown at it hehe
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • TimmySaver
    TimmySaver Posts: 225 Forumite
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    best of luck with your ebay sales :)
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £    87999.99
  • Luckyinlife
    Luckyinlife Posts: 1,613 Forumite
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    got to love payday eheh

    where you off lol :p
    Mortgage--- [STRIKE]£67700 March 15[/STRIKE] [STRIKE]£65221 April 15[/STRIKE] [STRIKE]£64983 July 15[/STRIKE] [STRIKE]£64780 sept 15[/STRIKE] Remortgage [STRIKE]£67295 oct 15[/STRIKE] [STRIKE]£66599 Nov 15[/STRIKE] [STRIKE]£65878.73 Dec 15[/STRIKE][STRIKE] £64834 1st Jan 16[/STRIKE] [STRIKE]Feb 16 £64,511.89[/STRIKE][STRIKE] March 16 £64,056.40[/STRIKE] [STRIKE]April 16 £62550[/STRIKE] [STRIKE]May 16 £62,396.20[/STRIKE] Feb 17 £60.800
    Emergency fund 23k
  • Muser1
    Muser1 Posts: 795 Forumite
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    Another right move addict here :rotfl:
    Mortgage Jan 13 99260.00 87253 April 2017
    Emergency fund 700.00
  • Firegirl
    Firegirl Posts: 929 Forumite
    First Anniversary Name Dropper First Post
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    Well done for paying off your credit card!!!! You must be delighted.
    Mortgage balance Feb 2015 start of MFW Journey-£245316.06/Aim to be mortgage neutral 2022 — Target for May 2024 14 Year Target Balance MF50 = £89,535 — Mortgage Balance £106, 000—Target for May 2024! £89,535

    Retirement Planning
    Starting Position : Pension 1-£165,000/Pension 2-£50,000/Pension 3-£9,500/ISA-£87,000/Total-£311,500
  • gaffel
    gaffel Posts: 80 Forumite
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    Well done on clearing the card and OP'ing and saving at the same time, great effort!
    Original MF date: Feb 33 Target : MF date: Dec 20 Cleared mortgage August 2015
    Investment mortgage, 164k July 2038 MF date.
  • TimmySaver
    TimmySaver Posts: 225 Forumite
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    Hope you had a fun day sofa shopping :) Really glad that you had a lovely time in Stockholm.
    Old Mortgage: [STRIKE]2009:£78500 2010:£76951.71 2011:£74414.49 2012:£71961.35 2013:£67813.54 2014:£64375.16 Current: £55,480.27[/STRIKE]

    New Mortgage: 2016: £92795 Current: £    87999.99
  • Secret_Saving_Squirrel
    Secret_Saving_Squirrel Posts: 4,138 Forumite
    Mortgage-free Glee!
    Options
    Well done with your schemes. My oh can't be bothered with the little bits of cash back etc, but he does enjoy the cumulative benefits. Annoying sometimes, but I just get on with it and don't bother him with the details.
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
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