Debt Free at Last

Over 8 years ok I was in a horrid controlling relationship by where I was the sole breadwinner and owed money everywhere, owing over £40,000, I went into a debt management plan with Payplan and offered all my creditors amounts that I could afford. It was really hard to begin with as creditors where very nasty and persistently ringing me, Lloyds being the worst, they rang all hours of the night and day as they had overseas call centres. It was horrid but Payplan told me to ignore their calls.

Four years into my debt management plan, I seen the light and got out of the relationship. I then ploughed all my time into reducing my debt, working 2 job everyday of the week upto16 hours a day. I looked into ppi and got over £15,000 back which I used to pay off debts. Then two years ago I did it. I payed everyone and was totally debt free, I now owe no one anything I pay for everything within my means and if I can afford it I don’t have it. My credit limit is excellent and I no longer have to work ridiculous hours to survive, the moral of this is, you really can do this if you put your mind to it.:T