Barclays OverDraft Charges

Difficult for anyone to advise without more about your situation. You don't say the level of your overdraft, whether you go over the limit during the month, how much of the month you are overdrawn, whether this is your only debt, whether this is an account that charges a monthly fee etc.

However options may include
- trying to reduce your outgoings/increase income so that you gradually spend less of each month in your overdraft until it is fully paid.
- seeing if you are able to get a bank account with the same level of overdraft with a different bank whose charges are less
- seeing if you can get a credit card with 0% on purchases for a long period and then making your day to day spending on that card, so that your income/wages reduce your overdraft
- seeing you can get a virgin credit card offering money transfers at 0% and transferring to clear off the overdraft and then repay the credit card before the 0% finishes
- switching to a new bank account without an overdraft and defaulting on the overdraft and then arranging a repayment plan and asking barclays to freeze interest & charges (this would significantly affect your credit file for years)

But obviously these depend on how big the overdraft is, how much you can afford to put towards your debts each month, your credit history, your employment statuts, the rest of your financial circumstances etc